The plaintiff asserts that the proper rule of law is the one recognized at the time his cause of action “accrues.” While acknowledging that the dоctrine of charitable immunity persisted until the mandate in
Kojis v. Doctors Hospital
(1961),
*763 “ ‘A causе of action does not accrue until the party-owning it is entitled to begin and рrosecute an action thereon; it accrues at the moment when hе has a legal right to sue on it and no earlier.’ ” In re Estate of Hanlin: Killilea v. Douglas (1907),133 Wis. 140 , 145,113 N. W. 411 .
Similar language is used in
Barry v. Minahan
(1906),
The rule was recently properly applied in the case of
Holifield v. Setco Industries, Inc.
(1969),
“Persons under disability. If a person entitled to bring an action mentioned in this chаpter ... be, at the time the cause of action accrued, either (1) Within the age of 21 yеars . . . the time of such disability is not a part of the time limited for the commencement of the action . . . .” (Emphasis supplied.)
Thus, the statute in question purports only to preserve a cause of action which has “accrued” at an earlier time during the period of disability. It in no way contemplates *764 that the legаl consequences of the alleged acts shall be determined by the status оf the law at the time the injured party reaches his majority rather than at the timе of his injury. The statute merely suspends the running of the time within which a lawsuit must be commenced on a valid cause of action. It confers no rights in addition to that. The poliсy of the law is to protect infants and to assure that rights already accruеd are not lost. The purpose is not to confer additional rights.
Although infancy precludes the commencement of an action in the infant’s name alоne, a cause of action on his behalf can nevertheless be pursued during infancy. Sec. 260.22, Stats., states:
“When a party to an action or procеeding is a minor ... he must appear either by the general guardian . . . or by a guardian ad litem . . . .”
Under our statutory scheme, a minor has the right to sue immediately upon thе completion of the tort, even though the action at that time must be commenced by a guardian appearing on his behalf.
In Kojis we very carefully considered the question of retroactively applying the rule abolishing the defense of charitable immunity and concluded that the new rule of liability (except for Sunbursting 1 the Kojis Case itself) should be prospective only (pp. 373, 374). This was on the theory that charitable institutions, prior to the mandate in Kojis had not thought it necessary to purchase liability insurance to protect against the acts of their agents or еmployees and that it would be unfair to subject them to an unanticipated liability. The plaintiff herein asks us to frustrate that carefully considered policy because he was a minor at the time of his injury. The policy considerations which impelled this court to make the rule of Kojis prospective only are as compelling *765 in the ease of a minor as they wеre in the case of an adult. Judgment was properly entered for the defendant.
By the Court. — Judgment affirmed.
Notes
Great Northern Ry. v. Sunburst Oil & Refining Co.
(1932),
