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CARLOS ALVAREZ AND YAMILKA CABRERA v. PEOPLE'S TRUST INSURANCE COMPANY
21-1127
| Fla. Dist. Ct. App. | Apr 13, 2022
|
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*1 Before LOGUE, HENDON, and GORDO, JJ.

PER CURIAM.

Affirmed. Arguello v. People's Tr. Ins. Co., 315 So. 3d 35, 40 (Fla. 4th DCA 2021) (“To adopt the insureds’ construction of the policy would require us to add words to the policy language that ‘ only ’ CONDITIONS C.7 and 8 of the Duties after Loss apply when the insurer exercises its option to repair.”); Hunt v. State Farm Fla. Ins. Co., 145 So. 3d 210, 211 (Fla. 4th DCA 2014) (“It is well settled in Florida that submission of a sworn proof of loss when required by an insurance policy is a condition precedent to coverage.” (internal citations omitted)); Am. Integrity Ins. Co. v. Estrada, 276 So. 3d 905, 915 (Fla. 3d DCA 2019) (“[W]hen an insured fails to comply with a condition precedent before filing suit, the breach is deemed material and the insurer is relieved from its policy duties irrespective of prejudice.”).

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Case Details

Case Name: CARLOS ALVAREZ AND YAMILKA CABRERA v. PEOPLE'S TRUST INSURANCE COMPANY
Court Name: District Court of Appeal of Florida
Date Published: Apr 13, 2022
Docket Number: 21-1127
Court Abbreviation: Fla. Dist. Ct. App.
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