152 N.E. 587 | Ill. | 1926
Appellees, Henry A. Capper and Walter F. Bittner, filed their bill in the superior court to quiet title in them to certain premises in Cook county, alleging that appellant Elsie K. Poulsen claimed title to the same. Mrs. Poulsen, who with her husband was made a defendant to the bill, filed her answer, in which she alleged that she was the owner of the premises and that appellees have no title thereto. She also filed a cross-bill, in which she asked that the title be confirmed in her. There was a hearing before the chancellor and a decree granting the prayer of the original bill. An appeal is prosecuted directly to this court on the ground that a freehold is involved.
The facts, which are not in dispute, are as follows: December 16, 1916, Elsie K. Poulsen, who owned the house and lot in question, conveyed the same by warranty deed to Paul P. Barnett. At the time the deed was delivered Barnett gave to the Poulsens a writing which appellees say was an option to re-purchase the property on or before June 1, 1917, and which appellants say was an acknowledgment of the right to redeem, thereby giving the deed the effect of a mortgage. Barnett took possession of the property, and since that time he and his grantees have continued in possession and have paid all taxes and maintenance charges. November 28, 1917, Harry Poulsen filed his affidavit, stating, in substance, that the warranty deed given to Barnett by him and his wife was a mortgage, given as security for a debt. March 15, 1920, Barnett conveyed the property to Morton Amerman, and on the same day appellees entered into a contract to purchase the premises from Amerman for the sum of $5700, paying $1700 in cash and agreeing to make monthly payments until the balance was paid. Appellees immediately entered into possession of the premises and occupied the same as a home. In December, *482 1920, Elsie K. Poulsen brought suit in the circuit court of Cook county against Barnett and Amerman, asking that the deed to Barnett be declared to be a mortgage and that she be given a right to redeem. Appellees were not made parties to this suit and had no knowledge that it was pending until after a decree was entered in accordance with the prayer of the bill. September 5, 1923, appellees having complied with their contract, Amerman conveyed the premises to them. When they applied to the Chicago Title and Trust Company to have the guaranty policy covering this property brought down to date, they found out for the first time that Poulsen had filed his affidavit claiming that his wife had an interest in this property. The Poulsens made no effort to redeem the property and took no interest in it until April, 1924, when Poulsen told appellee Capper that his wife owned the property and that they wanted possession of it. Shortly thereafter this suit was commenced.
It is not contended that appellees had actual knowledge of the existence of appellants' claim of interest in these premises, but it is argued that if appellees had been diligent they could have learned by an examination of the records that appellants were claiming that the deed to Barnett was a mortgage. Appellees were chargeable with notice of what appeared in the records concerning the title to these premises, but they were not chargeable with notice of facts shown by records not in their chain of title. (Allison v. White,
Appellees have been in possession of the premises, occupying the same as a home, since March 15, 1920, and have paid all taxes extended against the same. Appellants were therefore charged with notice of appellees' rights and claims in the premises, (Moore v. Machinery Sales Co.
The chancellor properly confirmed title in appellees, and the decree is affirmed.
Decree affirmed. *484