This is a suit in equity instituted in the Circuit Court of Wyoming County in March 1959, in which the plaintiff, Lucile Campbell, a married woman, seeks to recover damages from the defendants, Riley N. Campbell, her husband, and his insurer State Farm *246 Mutual Automobile Insurance Company, for personal injuries caused by the alleged negligence of her husband while she was riding as a guest in an automobile owned and operated by him on a public street in the City of Miami, Florida, on March 22, 1958.
The defendants filed their written demurrer to the bill of complaint and challenged its legal sufficiency and in substance assert as grounds of demurrer that it does not state a cause of action against the defendants, that its allegations show that equity does not have jurisdiction of this suit, that in this State a wife can not maintain an action against her husband for personal injuries caused by his negligence, and that the defendant insurance company is not a proper party to this suit because under its policy of insurance with the husband it incurs no obligation to pay the plaintiff unless liability of its insured has been determined which has not been done.
The circuit court overruled the demurrer and on its own motion certified the questions arising upon the demurrer to this Court. The questions certified are: (1) Whether a court of equity has jurisdiction of the claim set forth in the bill of compaint; (2) whether a wife may maintain a suit in equity against her husband and his insurer for personal injuries caused by his negligence while operating an automobile in which his wife was riding as a guest; and (3) whether the insurer is a proper party defendant to this suit.
As the sole relief sought by the plaintiff is a recovery of damages from her husband and his insurer for personal injuries caused by the alleged negligence of the husband it is clear that, if she is entitled to maintain any proceeding against them for that purpose, the plaintiff has a complete and adequate remedy for the recovery of such damages in an action at law. This Court has repeatedly and uniformly held in many cases that equity does not have jurisdiction of a case in which a plaintiff has a full, complete and adequate remedy at law, unless some peculiar feature of the case
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comes within the province of a conrt of equity.
Pownall v. Cearfoss,
At common law one spouse can not maintain an action at law against the other for damages for personal injuries; and the statutes of this State which remove certain common law disabilities of a married woman, and permit her to sue and to be sued, do not change the common law rule in this respect.
Wright v. Davis,
The insurance policy between the husband and his insurer does not require the insurer to pay to the relief of the insured any damages for bodily injuries sustained by any person caused by accident and arising from ownership, maintenance or use of the automobile of the insured until the insured shall become legally obligated to pay such damages, and as such liability of the insured has not been determined but is sought to be determined in this proceeding, the plaintiff has no cause of action against the insurer for the recovery of damages and the insurer is not a proper party defendant to this suit. Any obligation of the in
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surer to pay in behalf of the insured damages which the insured is legally obligated to pay is based upon and arises from the contract of insurance between the insured and the insurer. For that reason the claim of the plaintiff based on the contract of insurance, being contractual in character, can not be joined in the same proceeding with the claim of the plaintiff for damages based upon and arising from a tort.
Hunter v. Gore,
The bill of complaint shows a misjoinder of two separate and distinct claims of the plaintiff against the defendants, one a claim for damages arising from a tort of one defendant and the other a claim for damages based upon a contract of insurance between the defendants; and, as the allegations of the bill of complaint as to each claim do not state a valid cause of action at law or in equity, the bill of complaint is clearly insufficient in law and the demurrer of the defendants should have been sustained.
Each of the certified questions is answered in the negative and the judgment of the circuit court in overruling the demurrer is reversed.
Ruling reversed.
