Camden Safe Deposit & Trust Co. v. Abbott

44 N.J.L. 257 | N.J. | 1882

The opinion of the court was delivered by

Dixon, J.

This suit was brought upon a promissory note drawn to the order of J. R. Abbott, signed with the defendant’s name by Jesse R. Abbott, who acted under a power" of attorney of the following tenor :

“ Sir : This is to certify that J. R. Abbott * * * is this day appointed with power of attorney, and authorized by me to sign my name to auy paper or papers, notes, &c.
“ T. Abbott.
“ Dated Sept. 18th, 1878.
“ Witness present, William J. Westcott.”

On the trial a question was raised whether the words notes, &c.,” were not added fraudulently after the defendant *258had executed the instrument, but the jury found against this proposition. Such an inquiry seems scarcely important, for the language of the power, without those words, is so general that it is hardly possible to interpret them in such manner as to exclude an authority to sign notes on proper occasions.

But in whichever form the instrument was delivered, it did not justify the signing of notes for purposes outside of the principal’s business. Gulick v. Grover, 4 Vroom 463; Stainer v. Tysen, 3 Hill 279.

The note in suit was not given for such a purpose, but was put forth for the personal benefit of the attorney, who converted its proceeds to his own use. It was therefore issued under an apparent authority, but in fraud of the principal. The holders of such notes can recover of the principal only on showing that they took them for value, before maturity, and bona fide. North River Bank v. Aymar, 3 Hill 262; Duncan v. Gilbert, 5 Dutcher 521 ; Hamilton v. Vought, 5 Vroom 187 ; Bird v. Daggett, 97 Mass. 494.

The only evidence touching this' matter, in the record before us, is that the attorney received the amount of the note, but when, from whom, and under what circumstances, do not appear.

The verdict for the plaintiff must therefore be set aside, and a new trial granted.

In the case of Joseph J. Read against the same defendant, also, the rule is made absolute for the same reason.