Plaintiffs brought this action to recover for personal injuries to Mr. Cagle and loss of consortium to Mrs. Cagle resulting from an automobile collision. Pursuant to N.C.G.S. § 20-279.21, plaintiffs served their complaint upon Commercial Union Insurance Company [hereinafter “Commercial Union”], their own insurer, which thereafter appeared in this matter as an unnamed party under the statute.
In their complaint, plaintiffs asserted that Commercial Union had issued to them two insurance policies and made allegations concerning the coverage provided. Commercial Union filed an answer and later moved for summary judgment on the grounds that all uninsured motorist coverage afforded plaintiffs by the policies had been exhausted. The trial court denied the motion, but provided in its order that “there is no just reason for delay of an appeal," and “this Order is final, as to Commercial Union Insurance Company, for purposes of Rule 54(b) of the North Carolina Rules of Civil Procedure.” Commercial Union consequently appealed. We dismiss the appeal.
Although the issue is not raised by the parties in their briefs, we are required to determine whether Commercial Union’s appeal is properly before us. It is the duty of an appellate court to dismiss an appeal on its own motion if there is no right to appeal.
Equitable Leasing Corp. v. Myers,
Basically, the right to appeal is available through two channels.
Brown v. Brown,
Assuming arguendo that Commercial Union considers itself prejudiced by having the issue of insurance coverage heard before a jury which is also weighing the issue of liability, and further regards this perceived potential for prejudice as a “right” sufficiently “substantial” under the statute, it nonetheless has other options or “remedies” available to it other than current consideration of its appeal. These include severability of the issues or bifurcation of the trial. Each is available to a party upon proper motion and subject to a discretionary ruling of the trial court. G.S. § 1A-1, Rule 49(b) and G.S. § 1A-1, Rule 42(b). Yet it would be both presumptuous and premature for us either to anticipate such motions or the rulings of the trial court, or to determine whether a particular ruling might constitute an abuse of the court’s discretion. For the reasons stated, therefore, we hold no “substantial interest” exception is present in this case to permit appeal under G.S. § 1-277 and G.S. § 7A-27 of the court’s order denying defendant’s summary judgment.
Second, Rule 54(b) of the Rules of Civil Procedure allows appeal if the specific action of the trial court from which appeal is taken is
final
and the trial judge expressly determines that there is no just reason to delay appeal. G.S. § 1A-1, Rule 54(b);
Brown,
As noted above, the denial of a motion for summary judgment is not a final judgment and is generally (unless affecting a “substantial right”) not immediately appealable, even if the trial court has attempted to certify it for appeal under Rule 54(b).
Henderson v. LeBauer,
For the reasons stated, therefore, the appeal of unnamed party Commercial Union is ordered dismissed and this cause is remanded to the trial court.
Appeal dismissed.
