delivered the judgment of the court, with opinion.
Justiсes Fitzgerald, Karmeier and Burke concurred in the judgment and opinion.
Chief Justice Thomas and Justices Freeman and Kilbride took no part in the decision.
OPINION
On October 1, 2003, Olga Buenz was involved in a multiple-vehicle traffic accident that resulted in her death. Twelve separate actions were filed by various plaintiffs and later consolidated. Each action named China Ocean Shipping Company Americas, Inc. (COSCO), and Frontline Transportation Company (Frontline) as defendants. Plaintiff John Buenz, Olga’s husband, filed a wrongful-death action alleging negligence on the part of defendants COSCO, Frontline, and Vincente A. Zepeda, Frontlinе’s alleged employee and the driver of the tractor-trailer that Buenz alleges caused the accident.
In June 2004, COSCO filed a counterclaim against Frontline and Zepeda. Count IV of this counterclaim sought a declaration that Frontline be obligated, pursuant to express contractual terms set forth in an equipment interchange agreement, to indemnify COSCO for “any and all costs, expenses, damages, and liability *** in the Buenz litigation.” COSCO moved for and was granted summary judgment on this count by the circuit court of Cook County.
In addition to granting the motion for summary judgment, the court entered a written finding pursuant to Rule 304(a) that there was no just reason to delay appeal or enforcement of the judgment. 210 Ill. 2d R. 304(a). Subsequently, the court specified that its order applied to all pending consolidated cases. It is undisputed that the meaning and legal effect of the equipment interchange agreement is identical in each case.
After its motion to reconsider was denied, Frontline appealed. The appellate court affirmed and remanded.
BACKGROUND
John Buenz’s complaint alleged that a tractor-trailer operated by Zeрeda, a Frontline employee, struck a minibus in which his wife Olga was a passenger, causing her death. The complaint further alleged that COSCO “owned and/or owned a leasehold on, maintained, and/or controlled the trailer and/or container which were part of the tractor trailer” driven by Zepeda. While the complaint alleged that Frontline committed various negligent acts which caused the accident and the death of Olga Buenz, it also alleged that COSCO committed several negligent acts that contributed to the accident. These acts and omissions included COSCO’s permitting the tractor and/or container to be used and operated when it knew or should have known that it was not in safe operating condition; permitting the trailer to be used and operated when it knew or should have known that it was not equipped with proper brakes; and failing to inspect and repair the trailer.
To defend against these claims, COSCO relied on an equipment interchange agreement. This agreement dealt with the relationship between COSCO and Frontline regarding the use and/or interchange of equipment. In relevant part, the agreement provided:
“3. ACQUIRING CARRIER [defined as Frontline] Responsibility and Liability:
* * *
D. The ACQUIRING CARRIER shall be responsible to The Line [defined as COSCO] for the performance of this agreement whether such equipment may be in the possession of itself or others, until return of the equipment to The Line.
F. INDEMNITY — The ACQUIRING CARRIER shall indemnify The Line against, and hold The Line harmless for any and all claims, demands, actions, suits, proceedings, costs, expenses, damages, and liability, including without limitation attorney’s fees, arising out of, [in] connection with, or resulting from the possession, use, operation or returning of the equipment during all periods when the equipment shall be out of the possession of The Line.”
The parties agree that the interchange agreement described above was in full force and effect at the time of the collision at issue in this case. Moreover, there is no dispute that Frontline is in the business of providing freight transportation by interstate trucks, including tractor-trailers. Additionally, Frontline has admitted that it had a contractual relationship with Zepeda, the driver of the tractor-trailer involved in the accident.
Frontline contends that COSCO is not entitled to indemnification based upon the interchange agreement. Specifically, Frontline asserts that the phrase “any and all,” as used in the interchange agreement, is neither explicit nor clear enough to signify the parties’ intention that Frontline indemnify COSCO for clаims resulting from COSCO’s own negligence. Additionally, Frontline argues that the negligence claims filed against COSCO do not fall within the scope of the indemnity provision because they relate to periods in which the equipment was in, rather than out, of the possession of COSCO.
COSCO responds that the facts, viewed in conjunction with the explicit language of the interchange agreement, establish as a matter of law that in the underlying litigation Frontline is obligated to indemnify and hold COSCO harmless for any and all costs, expenses, damages, and liability, including attorney fees. COSCO argues that the phrase “any and all” contained in the interchange agreement estаblishes the parties’ intent that COSCO be indemnified even against claims arising out of its own negligence. COSCO asserts that Frontline’s argument that the negligence claims filed against it do not fall within the scope of the indemnity provision has been forfeited, as it was not raised in Frontline’s petition for leave to appeal. Barring forfeiture, COSCO asserts that the negligence claims against it do fall within the scope of the conduct described in the indemnity provision.
ANALYSIS
As noted, Frontline asserts that the appellate court improperly affirmed the circuit court’s grant of COSCO’s motion for summary judgment and subsequent denial of Frontline’s motion to reconsider. This court reviews the grant of summary judgment de novo. Forsythe v. Clark USA, Inc.,
An indemnity agreement is a contract and is subject to contract interpretation rules. Virginia Surety Co. v. Northern Insurance Co. of New York,
I. Construction of the Equipment Interchange Agreement
This court has previously considered whether an indemnity agreement provided indemnification for an indemnitee’s own negligence. In Westinghouse Electric Elevator Co. v. LaSalle Monroe Building Corp.,
“ ‘The contractor [reрair company/indemnitor] further agrees to indemnify and hold the owner, the owner’s employees and agents, the Architects and Engineers, and the City of Chicago, wholly harmless from any damages, claims, demands or suit by any person or persons arising out of any acts or omissions by the Contractor, his agents, servants or employees in the course of any work done in connection with any of the matters set out in these specifications, and the contractor shall carry at his own expense insurance in a company satisfactory to the owner to cover the aforesaid liabilities.’ ” Westinghouse Electric,395 Ill. at 432 .
Construing thе above language, both the trial and appellate courts found in favor of the elevator repair company. This court affirmed, holding that the contract language was insufficient to indemnify the owner/ indemnitee for the owner/indemnitee’s own negligence.
The language of the contract at issue in Westinghouse supports this conclusion. The repair company/indemnitor “agrees to indemnify and hold the owners *** wholly harmless from any damages *** arising out of any acts or omissions by the Contractor [repair company/ indemnitor].” Westinghouse Electric,
This court recognized, however, that in certain circumstances a contract could indemnify a person for that person’s own negligence. We stated that “[i]t is quite generally held that an indemnity contract will not be construed as indemnifying one against his own negligence, unless such a construction is required by clear and explicit language of the contract [citations] or such intention is expressed in unequivocal terms.” Westinghouse Electric,
This court has had occasion to review other contracts that were purported to indemnify an indemnitee for its own negligence. Tatar v. Maxon Construction Co.,
Frontline asserts that a review of case law from various appellate districts establishes that the interchange agreement between COSCO and Frontline does not provide COSCO indemnity from its own negligence. Chiefly, Frontline relies upon Karsner v. Lechters Illinois, Inc.,
In Karsner, the plaintiff filed an action against the defendants for injuries he sustained while unloading a trailer containing the defendants’ merchandise. Karsner,
“ ‘Carrier [the employer] shall indemnify and hold Lechters [a defendant] harmless from and agаinst any and all claims, actions [sic] damages, liability and expense, including attorneys fees, in connection with loss of life, personal injury, and/or damage to property arising from or out of the pickup, transportation and delivery of the property of Lechters by carrier, and the use of any motor vehicle or other equipment by Carrier in connection therewith.’ ” Karsner,331 Ill. App. 3d at 476 .
Like the agreement in this case, the agreement in Karsner broadly provided indemnity from and against “any and all claims.”
The Karsner court, construing the provision quoted above, found that even though “the contract states that Navajo [thе employer] shall indemnify and ‘hold Lechters harmless from and against any and all claims, actions [sic] damages, liability and expense,’ this language is insufficient to give Lechters indemnity for its own negligence.” Karsner,
In citing Westinghouse, the Karsner court pointed out that Westinghouse “provid[ed] that the language ‘hold *** harmless from any damages, claims, demands or suit by any person, arising out of any acts or omissions’ was not clear and specific language rendering the subcontractor liable for the general contractor’s own negligence.” Karsner,
In citing McNiff, the Karsner court pointed out that McNiff “provid[ed] that the phrase, ‘indemnify *** from and against any and all *** liabilities’ was insufficient to provide indemnification for the indemnitee’s own negligence.” Karsner,
The above analysis makes evident that the Karsner court’s reliance on Westinghouse and McNiff is misplaced. The indemnification language in Westinghouse is specifically limited to “any and all” claims arising out of or in connection with the acts or omissions of the indemnitor just as the indemnification language in McNiff is specifically limited to “any and all” claims arising out of what the McNiff court considerеd to be the indemnitor’s work. In Karsner, by contrast, no limiting language is evident, as the contract at issue provided that the “ ‘[the indemnitor] shall indemnify and hold [the indemnitee] harmless from and against any and all claims *** arising from or out of the pick-up, transportation and delivery of the property of [the indemnitee] by [the indemnitor], and the use of any motor vehicle or other equipment by [the indemnitor] in connection therewith.’ ” Karsner,
Frontline points to other cases which it claims have held, like Karsner, that the inclusion of the phrase “any and all” within an indemnification clause is insufficient to indemnify an indemnitee for its own negligence. See, e.g., Blackshare v. Banfield,
In Blackshare, a power cooperative brought an indemnification action against an electrical contractor based upon a written contract. Blackshare,
In Hankins, a cartage carrier sought indemnification coverage for its own negligence against a cartage operator based upon a written contract. Hankins,
Focusing on the language used in Blackshare and Hankins, then, it is apparent that they do not stand, as Frontline asserts, for the proposition that the inclusion of the phrase “any and all” within an indemnification clause is insufficient to indemnify an indemnitee for its own negligence. To be sure, Blackshare and Hankins contain similar “any and all” language to that used in this case. Like Westinghouse and McNiff, however, they also contained express clauses limiting indemnification to negligence occasioned by the indemnitor. Accordingly, both cases merely stand for the proposition that when an indemnity contract expressly limits itself to the negligence of the indemnitor, courts will not strain, simply beсause the contract also contains “any and all” language, to read into that contract indemnification for an indemnitee’s own negligence. Indeed, to do so would violate this court’s recognition in Westinghouse that “[i]t is quite generally held that an indemnity contract will not be construed as indemnifying one against his own negligence, unless such a construction is required by clear and explicit language of the contract [citations] or such intention is expressed in unequivocal terms.” Westinghouse Electric,
The indemnification agreement in Karsner, unlike the agreements found in Westinghouse, McNiff, Black-share, and Hankins, included clеar and explicit contract language providing indemnification for the indemnitee’s own negligence in exactly the type of situation presented in that case — where the injury arose from the delivery of the indemnitee’s property by the indemnitor. This makes clear, then, that Karsner stands alone for the proposition that the inclusion of the phrase “any and all” within an indemnification clause is insufficient to indemnify an indemnitee for its own negligence.
It is not simply the use of the phrase “any and all” that determines whether a particular contract provides indemnification for an indemnitee’s own negligence. The phrase must be read in the context of the entire contract. If the contract warrants it, though, the use of the phrase “any and all” may indicate, as COSCO contends, that the parties intended an indemnitee be indemnified, even for the indemnitee’s own negligence. See, e.g., Economy Mechanical Industries, Inc. v. T.J. Higgins Co.,
Considering the above, we turn to the indemnity agreement at issue in this case. Of crucial importance, the agreement between Frontline and COSCO provides that “[Frontline] shall indemnify [COSCO] against, and hold [COSCO] harmless for any and all claims *** arising out of, [in] connection with, or resulting from the possession, use, operation or returning of the equipment during all periods when the equipment shall be out of the possession of COSCO.” This contract contains no limiting language to suggest that the indemnity provided is not intended to cоver claims resulting from COSCO’s own negligence. Accordingly, we find that the express language of the interchange agreement entered into between Frontline and COSCO clearly and explicitly provides indemnification for COSCO’s own negligence pursuant to the rest of the contract terms.
As our appellate court aptly put it in the past, “[t]he words ‘any and all’ are all inclusive; their conciseness does not limit their scope; their coverage would not have been extended by making them more specific.” Haynes,
Again pointing to Karsner, Frontline contends that it might contravene public policy to hold, as we do, that a contract can provide indemnification for an indemnitee’s own negligence in a circumstance such as at issue in this case. In Karsner, the appellate court noted that the Cоnstruction Contract Indemnification for Negligence Act specifically provided that no construction contract shall allow for the indemnification of a person’s own negligence because such a provision is “ ‘void as against public policy and wholly unenforceable. ’ ” Karsner,
Our finding does not contradict public policy, however. As we recognized in Westinghouse, when an agreement clearly and explicitly provides indemnification for an indemnitee’s own negligence, it should be construed accordingly. Westinghouse Electric,
II. The Scope of the Indemnification Clause
Having determined that the agreement at issue in this case is explicit and clear enough to signify the parties’ intention that Frontline indemnify COSCO for claims resulting from COSCO’s own negligence, we turn to the scope of the agreement. Frontline contends that the negligence claims asserted against COSCO in the underlying litigation do not fall within the scope of the agreement’s indemnification clause. In response, COSCO asserts that this issue has been forfeited, as it was not raised in Frontline’s petition for leave to appeal. Notwithstanding forfeiture, COSCO asserts that substantively-analyzing the issue reveals that the negligence claims alleged against COSCO do fall within the scope of the indemnification agreement.
While Frontline raised the scope issue in the appellate court, it did not include it in its petitiоn for leave to appeal. Supreme Court Rule 315(c)(3) provides that a petition for leave to appeal must contain “a statement of the points relied upon in asking the Supreme Court to review the judgment of the Appellate Court.” 210 Ill. 2d R. 315(c)(3). In its petition for leave to appeal under a “Points Relied Upon For Reversal” heading, Frontline argued that “[t]he Appellate Court erred because it improperly treated the language of the interchange agreement, containing an indemnification provision, as including language which would indemnify defendants/ respondents, [COSCO], for claims resulting from COSCO’s own negligence.” In the very next sentence, Frontline stated that “[t]he issue in this case is whether the language ‘any and all’ in the interchange agreement is sufficient to indemnify COSCO for their own negligence.” Frontline failed to argue in its petition, however, that the negligence claims asserted against COSCO in the underlying litigation do not fall within the scope of the agreement’s indemnification clause. This issue was only raised in its brief, which it styled as a “Supplemental Brief to Petition for Leave to Appeal.”
A party’s failure to raise an issue in its petition for leave to appeal may be deemed a forfeiture of that issue. Sullivan v. Edward Hospital,
CONCLUSION
We find that the interchange agreement entered into between Frontline and COSCO expressly and unambiguously requires Frontline to indemnify COSCO for the negligence that it is alleged to have committed in the underlying litigation. Additionally, we find that Frontline forfeited its argument that the negligence claims alleged against COSCO do not fall within the scope of the indemnification agreement. As suсh, we affirm the appellate court’s judgment affirming the trial court’s grant of summary judgment on count IV of COSCO’s counterclaim.
Affirmed.
CHIEF JUSTICE THOMAS and JUSTICES FREEMAN and KILBRIDE took no part in the consideration or decision of this case.
Notes
It is important to note that the Construction Contract Indemnification for Negligence Act currently voids any agreement in a construction contract to indemnify or hold harmless a person from that person’s own negligence. 740 ILCS 35/0.01 et seq. (West 2006). As such, if Westinghouse, Tatar, and Zadak were heard today, there would be no argument concerning whether the language in each case was unequivocal enough to indemnify an indemnitee for that indemnitee’s own negligence because the act described above would specifically void any such construction. This case does not involve a construction contract, however, so the Construction Contract Indemnification for Negligence Act does not apply. The parties do not dispute that barring a statutory provision to the contrary, contracts that clearly and explicitly provide indemnity against one’s own negligence are valid and enforceable. See, e.g., Scheck,
2
Sullivan expresses the cited rule in terms of waiver. As this court has noted, there is a difference between waiver and forfeiture. While waiver is the voluntary relinquishment of a known right, forfeiture is the failure to timely comply with procedural requirements. Gallagher v. Lenart,
