When an action is tried by the court without the assistance of a jury, the findings of fact made by the court are deemed a verdict, and may be set aside in the same manner and for the same reasons : Or. L., § 159, and the many local cases there cited. However, if sustained by competent evidence, findings of fact cannot be set aside on appeal:
Warren
v.
Dinwoodie,
Was the note in question executed without consideration?
It is a presumption of law that a promissory note was given for a sufficient consideration: Or. L., § 799, subd. 21;
Flint
v.
Phipps,
It appears from the testimony that the note forming the basis of this action is a renewal note, and that the only consideration received by the defendant for the execution of the former note was the cancellation and return of a prior note that had been executed by the firm of Waldorf and Work, his predecessors in interest of the Rose City Garage. Hugh C. Gruwell, the bank cashier, testified that the satisfaction of the Waldorf and Work note was to cover a part of the purchase price of the Rose City Garage by this defendant. The defendant Heitman testified over plaintiff’s objection that at the time he signed the former note, i. e., the note dated May 28, 1921, the bank cashier represented that it “would not be a liability of *519 mine; that he would never look to me for the pay of the note; that there would be no liability on my part”; and that, when that note was renewed by the note forming the subject matter of this action, the cashier again represented to Heitman that he would not be liable on the note. Heitman testified, over objection:
“The second time when I signed the note, the second time he asked me to sign, I told him that I didn’t want to sign it, that it was not a part of my own obligation. * * I didn’t want to sign it because it was not a part of my own obligation, and he said, ‘There will be no liability on your part.’ - He said, ‘This is no liability of yours. I want you to sign so as to have two signatures on the note.’ He says, ‘There is no liability of yours whatever. I will never look to you for the pay.’ And he never did.”
As bearing on this feature of the case, see
American Nat. Bank
v.
Kerley,
“Where a defendant for the accommodation of a debtor and without consideration gives his note or check to a creditor of the debtor in payment of or as security for the debt due from the debtor to the creditor, he is liable to the creditor on the note or check.”
It is a general rule that parol evidence of declaration by payee to a maker of a promissory note at the time of signing that such maker shall not be called upon to pay the note is incompetent:
Wright
v.
Remington, 41
N. J. Law (12 Vroom), 48 (
The writing in the case before us evidences that “I (Preston Heitman) * * promise to pay to the order of People’s Bank” a definite and certain sum of money at a definite and certain time.
In the case of
McFarland
v.
Hueners,
As to the admissibility of evidence of such an agreement, the case of
Wheelook
v.
Hondius,
“The parol evidence rule permits reception of oral testimony of a contemporaneous oral agreement to show conditional delivery, but not to show that the note is not to be paid at all. (Citing cases.) ”
In the case of American Nat. Bank v. Kerley et al., supra, where the defense was made that the defendants signed the note in question on condition that eighteen additional signatures be secured, the court held that the conversation had at the time of the execution of the note was competent for the purpose of determining the condition upon which they signed.
Under the great weight of authority, it is clear that, in the absence of fraud or deceit, parol evidence is not competent for the purpose of proving the declaration of payee that the payor shall not be called upon to pay the note. However, as to the effect of error in the admission of evidence, a case tried by the court *521 without a jury is like a suit iu equity; and, in such case, the general rule is:
“Error in the admission of evidence is not a ground for reversal, if there is sufficient legal evidence to support the judgment or finding, since it will be presumed, if nothing appears to the contrary, that the judge disregarded such evidence and tried the case on proper testimony only; and especially is this true where the judge states or the findings show that he did not consider it in arriving at his decision.” 38 Cyc. 1939, 1940, 1941.
Hence, if it appeared from the record herein that the trial judge disregarded the incompetent testimony hereinbefore referred to, it would be necessary to affirm this cause. However, we have carefully reviewed the evidence adduced, and from such review we are satisfied that if the incompetent testimony is stricken from the record, there is an insufficiency of evidence upon which to hold that the note was given without consideration.
This case is reversed and remanded for further action not inconsistent with this opinion.
Reversed and Remanded. Rehearing Denied.