Bragdon v. SweetBragdon v. Sweet
Opinion
This appeal involves an action by the plaintiff Edmund Bragdon
1
to collect benefits under his employer’s underinsured motorist insurance policy with the defendant Travelers Property Casualty Insurance Company.
2
The trial
The record reveals the following undisputed facts. The plaintiff is an employee of Bragdon Auto Towing, LLC (company), a corporate entity that is wholly owned by the plaintiffs brother, Keith Bragdon. On or about January 21, 2001, the plaintiff was injured as a result of being struck by a motor vehicle operated by William Sweet. At the time of the collision, the plaintiff was loosening sand in a sander attached to the back of a truck owned by George Bunnell.
Because the accident occurred during the course of the plaintiffs employment with the company, the plaintiff received workers’ compensation benefits in addition to compensation from Sweet’s insurance carrier. On February 7, 2003, the plaintiff filed a seven count complaint, of which only the fourth count is at issue.
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In the fourth count, the plaintiff alleged that the amounts received from Sweet’s insurance carrier were insufficient to compensate him fully for the injuries sustained in the accident. As a consequence, he alleged that he was entitled to recover under the terms of the underin-sured motorist policy issued by the defendant to the company. The defendant subsequently moved for summary judgment on the ground that the plaintiffs claim did not fall within the parameters of
“The standards governing our review of atrial court’s decision to grant a motion for summary judgment are
well established. Practice Book [§ 17-49] provides that summary judgment shall be rendered forthwith if the pleadings, affidavits and any other proof submitted show that there is no genuine issue of material fact and that the moving party is entitled to judgment as a matter of law. ... In deciding a motion for summary judgment, the trial court must view the evidence in the light most favorable to the nonmoving party.
“On appeal, [this court] must decide whether the trial court erred in determining that there was no genuine issue as to any material fact and that the moving party is entitled to judgment as a matter of law.” (Internal quotation marks omitted.)
Pepitone
v.
Serman,
I
The plaintiff first argues that there is a genuine issue as to whether the underinsured motorist policy represented an agreement between himself and the company to provide him with additional remedies beyond those established under the act. 6 We conclude that the trial court never ruled on the merits of this claim and therefore, we decline to afford it review.
The record reveals that the plaintiff raised this issue in his memorandum of law in opposition to the defendant’s motion for summary judgment. The court, however, never addressed this argument in its memorandum of decision. Instead, it appears that the court rendered summary judgment solely on the ground that the plaintiff could not satisfy the requirements of
As the plaintiff notes in his brief, it is unclear from the memorandum of decision whether the court failed to consider his argument or merely rejected it without comment. Yet, it was the plaintiffs duty to clarify the reason for the omission by filing a motion for articulation. See
In this case, the plaintiff has failed to satisfy his burden. Accordingly, we decline to review his claim. See
Manifold
v.
Ragaglia,
II
The plaintiff next claims that his case falls within the parameters of
The following additional facts are necessary to our resolution of the plaintiffs claim. In support of its motion for summary judgment, the defendant supplied the court with a copy of the insurance policy that it issued to the company. Included within the policy was a section entitled, “Item Three: Schedule of Covered Autos You Own.” Under that heading, the policy listed the year, make, model and vehicle identification numbers of three motor vehicles. Presumably on the basis of this section of the policy, the court determined that it was “an undisputed fact on the record that [the plaintiff] was not in physical contact with a vehicle insured under the Travelers’ insurance policy issued to [the company].” The court never considered whether, as a factual matter, Bunnell’s truck might qualify as a “temporary substitute for a covered ‘auto’ ” and therefore, trigger coverage directly under the policy. After reviewing the record, it is apparent that the court never addressed that claim because the plaintiff failed to bring it to the court’s attention.
“It is well settled that the trial court can be expected to rule only on those matters that are put before it. . . . With only a few exceptions . . . we will not decide an appeal on an issue that was not raised before the trial court. ... To review claims articulated for the first time on appeal and not raised before the trial court would be nothing more than a trial by ambuscade of the trial judge.” (Internal quotation marks omitted.)
Lawton
v.
Weiner,
The judgment is affirmed.
In this opinion the other judges concurred.
Notes
George Bunnell is also a plaintiff in the action; however, he is not a party to this appeal. We therefore refer in this opinion to Bragdon as the plaintiff.
Besides Travelers, the original complaint named the following individuals and corporate entities as defendants: William Sweet, Prudential Property and Casualty Insurance Company, Progressive Casualty Insurance Company, James RadgowsM, Helen Rajewski and Paul Botchis. This appeal involves only the summary judgment rendered in favor of Travelers. Accordingly, we refer in this opinion to Travelers as the defendant.
The other six counts of the complaint were not directed toward the defendant.
Specifically, the plaintiff relies on the statement in