Appellant issued a policy of fire insurance to appellee, and the house insured under the policy burned on May 5, 1985. Appellee brought suit against appellant under the policy on September 6, 1985, but dismissed that suit without prejudice on May 22, 1986. Another suit, purporting to be a renewal of the first, was brought in another county on July 21, 1986. Both parties subsequently moved for summary judgment. This appeal is from the denial of appellant’s motion and the grant of appellee’s.
1. Appellant’s first, second, fourth, and fifth enumerations turn on the trial court’s holding that appellee’s second suit, brought outside the contractual period of limitation established in the policy, was validly renewed by filing it within six months of the dismissal of the first suit. We are obliged to agree with the trial court that the issue is controlled by
Birmingham Fire Ins. Co. v. Commercial Transp.,
The trial court did not err in holding that the suit was timely.
2. Appellant’s remaining enumeration of error is directed to the portion of the trial court’s order awarding damages to appellee. It is clear from the record that appellee was entitled to a judgment on the issue of liability: he set out sworn facts showing fulfillment of the policy’s conditions precedent to recovery, and appellant submitted no evidence to counter that showing. See
Southern Trust Ins. Co. v. Braner,
3. We also find the grant of bad faith penalties pursuant to OCGA § 33-4-6 to be error. “ ‘(T)he existence, or not, of bad faith is a jury question.’ [Cit.] The issue of bad faith should be judged by the case made at trial, not by the preliminary proofs or other
ex parte
affidavits. [Cit.]”
Stegall v. Guardian Life Ins. Co.,
4. In view of the reversal of part of the judgment in this case, appellee’s motion for damages for a frivolous appeal is denied.
In summary, the judgment of the trial court is affirmed insofar as it rejects appellant’s contractual period of limitation defense and establishes appellee’s right to recover damages pursuant to the policy involved. Insofar as it decides liability for statutory bad faith penalties and awards a specific dollar amount of damages, it is reversed.
Judgment affirmed in part and reversed in part.
