This appeal results from our grant of Sandra Benson’s application for interlocutory review of the trial court’s denial of her summary judgment motion in a suit on open account brought against her by Asset Acceptance, LLC (“Asset Acceptance”), as assignee of Citibank, U.S.A., N.A. (“Citibank USA”). Benson contends that she was entitled to summary judgment in her favor because Asset Acceptance failed to present evidence showing that it was a real party in interest entitled to bring this suit against her. We agree and therefore reverse.
The doctrine of privity of contract requires that only parties to a contract may bring suit to enforce it. A party may assign to another a contractual right to collect payment, including the right to sue to enforce the right. But an assignment must be in writing in order for the contractual right to be enforceable by the assignee. Further, the writing must identify the assignor and assignee.
(Citations and punctuation omitted.)
Wirth v. Cach, LLC,
Judgment reversed.
Notes
Asset Acceptance submitted an affidavit from one of its lawyers stating that he found a public record during “research” titled “Community Reinvestment Act Performance Evaluation.” A portion of this 11-page document states, “Then, Citibank USA acquired all of the . . . Diner’s Club activities of affiliate Citibank (South Dakota), N.A.” We cannot rely on the hearsay within this unauthenticated document to establish that Citibank USA acquired an interest in Benson’s Diner’s Club account held by Citibank South Dakota. See
McKinley v. State,
