13 Ga. App. 793 | Ga. Ct. App. | 1913
Buchannon filed a petition against James and the Bank of Blakely, alleging a state of mutual dealings between the parties, involving transactions covering a period of several years. The defendants filed general and special demurrers. The plaintiff offered amendments which set forth specifically the particular features of those transactions to which only general reference had been made in the original petition. The case came to this court on exceptions to the allowance of the amendments and to the overruling of the demurrers. The special demurrers, as originally presented, were well taken. The defendant was entitled to be informed definitely as to the time, place, and person by whom the alleged payments were made. The petition as originally drawn was also subject to demurrer upon the ground of misjoinder of parties, but this was cured by the plaintiff’s amendment striking James from the suit. The real question in the case, therefore, is upon the ruling on the general demurrer, and is whether the plaintiff’s allegations present such a case of mutual dealings between
The case is not altered by reason of the fact that the course of mutual dealings in the case now before us was with a bank, if the allegations of the petition are proved to be true, because "when money is placed in a bank on general deposit, the title to the money immediately passes to the bank, and the relation of debtor ahd creditor is created between' the bank and the depositor. The moment the deposit is made, the credit of the bank is substituted for the money.” McGregor v. Battle, 128 Ga. 577 (58 S. E. 28, 13 L. R. A. (N. S.) 185). The doctrine of mutuality of account is not based on the notion that every credit in favor of one is an admission of indebtedness to the other, or a new promise to pay, but rests upon a mutual understanding, either expressed or naturally implied from the conduct of both parties, that they will continue to credit each other until at least one desires to terminate the course of confidential dealings, and that the balance will then be ascertained, then become due, and be paid by the one finally indebted. From this statement of the rule it is very apparent, under the allegations of the petition in the present case, that the judge could not determine upon demurrer that these dealings, covering a period of several years, were not mutual.
Judgment affirmed.