Bagelman's Best, Inc. v. Nationwide Mut. Ins. Co.605 S.E.2d 266 N.C. Ct. App.2004Check Treatment 605 S.E.2d 266 (2004) BAGELMAN'S BEST, INC. v. NATIONWIDE MUT. INS. CO. No. COA03-1413. Court of Appeals of North Carolina. Filed December 7, 2004. Certification Date December 28, 2004. Case reported without published opinion. Affirmed.