50 Ga. App. 726 | Ga. Ct. App. | 1934
Lead Opinion
The Atlantic Coast Line Eailroad maintains for the benefit of its employees what is known as a “Belief Department,” which is in the nature of a mutual benefit association, and is in the executive charge of the superintendent. The object of this department is the establishment and management of a fund known as the “relief fund,” for the payment of definite amounts to employees contributing thereto who are known as members of the relief fund, whenever they, under the rules and regulations, are entitled to such payment by reason of sickness or accident, and in event of death a named amount is paid to their beneficiary. Membership in this fund is terminated' whenever the member ceases to be an employee of the Atlantic Coast Line Eailroad Company. It is also provided that members of this relief fund shall have free surgical treatment in one of the hospitals under its control, when requested by a medical examiner and authorized by the superintendent or chief surgeon. John Williams, the deceased, became an employee of the Atlantic Coast Line Eailroad Company in 1912, and at that time also became a member of the Belief Fund, and continued in such relationship until July 1, 1922, at which time he went out of the employ of the company by reason of a general strike and his membership in the Belief Fund automatically ceased. It appears that after two months he again became an employee of the Atlantic Coast Line Eailroad Company, and again on October 21, 1922, made an application for membership in the Belief Fund. On
When suit was filed by his wife after his death the company denied that John Williams was a member of such Belief Fund and that any certificate of insurance had ever been-issued to him. By amendment the plaintiff alleged that ever since said certificate of membership in said fund had been received, the deceased was treated by said company in its hospital in Wayero.ss as a member thereof, without any question as to his membership, and that not until after
Exception is taken to the allowance of the amendment setting up an estoppel on the part of the defendant to deny the existence of the certificates in favor of John Williams, husband of the plaintiff. It is insisted that such amendment sets up a new cause of action and is an attempt to establish a separate contract. It is true that estoppels are not favorites of the law; that estoppel conveys no title; and that an estoppel is negative, not creative. In the case of Fields v. Continental Insurance Co., 170 Ga. 28 (152 S. E. 60), it was held that where insurance policies were issued and delivered to a person other than the plaintiff, the plaintiff could not in his own name maintain an action on said policies, for a loss occurring, without showing a written transfer thereof. Estoppel in such a case does not convey title. If the legal title had been prima facie in the plaintiff, estoppel might have been pleaded or shown to aid in maintaining such title. In the present case, the issuance and delivery by the company of the certificate to the deceased bearing his name, it having all the requisites of a
Without any extended discussion of the general grounds of the
Judgment affirmed.
Dissenting Opinion
dissenting. The original petition alleged that the plaintiffs husband became a member of the fourth class of the Belief Department of the defendant railroad, Under a described certificate of membership numbered 108295 (which was attached as an exhibit to the petition), and that he remained a member under that certificate until his death, and that she, as his beneficiary under that certificate, was entitled to the sum of $1000. Subsequently the plaintiff offered an amendment to her petition, setting up in substance that even if her husband were not a member, of the Belief Department, the defendant, by its conduct in treating the husband in its hospital in Waycross, from time to time and until his death, caused him and the plaintiff to believe that he was such a member; and that the defendant was estopped from asserting that he was not a member. The vital question made by the original declaration was whether, there was a contractual relation between the defendant and the plaintiffs husband evidenced by the particular- certificate sued on, whereas the amendment alleges that even if the particular contract set out in the original petition did not exist, the conduct of the defendant estopped it from denying that the plaintiff’s husband was a member of its Belief Department. In my opinion the amendment shows that the remedy of the plaintiff, if she has one, would be an action in tort, and not one upon a contract. It seems to me that the amendment sought to set up a new cause of action, and that it should not have been allowed over the timely objections of the defendant. The error in allowing the amendment to the petition rendered the further proceedings in the case nugatory. I think that the judgment should be reversed and another trial had.