This bill in equity seeks the legal construction of the following clause in the last will and testament of Isabella G. Andrews, late of Bangor, deceased.
"Item 2. To my niece, Mrs. Ida II. Schoppe, I give all my housekeeping articles, including all my household furniture, beds and bedding, kitchen and table furnishings, books and pictures, all my wardrobe and all other articles of personal property in the house at the time of my death belonging to hie; the same to be divided among friends and relatives of mine including herself according to instructions which I may leave on my decease.”
At the time of making the will and at the time of her decease, the testatrix had four promissory notes of the aggregate sum and value of about five hundred dollars.
The only question is whether these notes passed by the foregoing clause to Mrs. Schoppe, or became a part of the general assets of the estate and went to residuary legatees under the residuary clause of the will.
It has well been said that it is extremely difficult to construe one will by the light of decisions upon other wills framed in different language. Unless the words used are very similar, they are more likely to mislead, as was remarked by the Lord
Applying these general principles to the case before us, we are satisfied that it was not the intention of the testatrix that Mrs. Schoppe should have the notes in question.
No one for a moment will controvert the assertion of the learned counsel that the term "personal property,” in its broadest legal signification includes everything the subject of ownership, aside from lands and interest in lands, as goods, chattels, money,' notes, bonds and choses in action. In its ordinary and popular use, however, it is oftentimes used in a more restricted sense, embracing goods and chattels only. And in a recent case the court said : "It is at least doubtful whether the term personal property is generally understood to include money, notes, and choses in action.” Bills v. Putnam, 64 N. H. 554, 561.
But however this may be, the evident intention of the testatrix, as disclosed by the language of the will itself, taken in connection with this term, was that she understood and used the term "all other articles of personal property” in its restricted sense.
The reasons for this conclusion are apparent when we examine the connection in which the term is used.
The language of the bequest is not simply and unqualifiedly a gift of all her personal property, as much of the argument of
In ascertaining the real intention of a testator there is a rule applicable in the construction of wills as well as of statutes, that where certain things are enumerated, and a more general description is coupled with the enumeration, that description is commonly understood to cover only things of a like kind with those enumerated. This is because it is presumed that the testator had only things of that kind in mind. Given v. Hilton, 95 U. S. 591, 598; 1 Red. Wills, 441*; 1 Jar. Wills, 751*; Bills v. Putnam, 64 N. H. 554, 561.
Accordingly, in Gibbs v. Lawrence, 7 Jur. N. S. 137, the court held that a bequest of" all and singular my household furniture, plate, linen, china, pictures, and other goods, chattels and effects which shall be in, upon, and about my dwelling house and premises, at the time of my decease,” did not include a sum of money found in the house.
So, in Benton v. Benton, 63 N. H. 289, the testator gave his wife "every article of household furniture in and on said premises, including piano, books, minerals, shells, and curiosities, and every article of personal property in and about said homestead, or wherever found belonging to my estate;” also, " the dividends and income on all my railroad shares I may own at the time of my decease, and also the interest and income on all my government and other bonds which I may possess at the time of my decease,” — and it was held that neither the money, nor promissory notes of which the testator died possessed, nor the railroad shares or government bonds passed by the will to
A similar construction was adopted in Dole v. Johnson, 3 Allen, 364, where the language of the bequest to the testator’s wife was, "all my household furniture, wearing apparel, and all the rest and residue of my personal property,” and the court accordingly held that the case was one wdiich properly called for the application of the rule noscitur a soeiis, and thus restricted the words personal property to chattels ejusdem generis with those enumerated, and that while the widow was entitled to the household furniture, wearing apparel and other personal property of like kind, she was not entitled to money, stocks, securities or evidences of debt. The court in a later case (Brown v. Cogswell, 5 Allen, 556), while admitting the correctness of this decision, admitted that the doctrine was carried as far as it could safely extend.
But in a still later case decided in the same court, Johnson v. Goss, 128 Mass. 433, the language of the bequest was, "all my personal property, my household effects, horse and carriages, my life insurance ” in a certain company, three mortgages of real estate, and certain bank stock, and to other persons were given large portions of his productive personal property. It was held by the court that the testator did not intend to use the words "all my personal property” in their ordinary sense,
In the late ease of Bills v. Putnam, 64 N. H. 554, the bequest by a testatrix was to her two daughters of all her " wearing apparel, household furniture, and personal property of every name, nature and description,” and the court held, in accordance with the rule we are discussing, that the testatrix understood and used the term "personal property” in its restricted sense. "If the language was intended to embrace everything except real estate,” remarle the court, "the enumeration of the wearing apparel and household furniture was superfluous.”
To the same effect was the case of Kendall v. Almy, 2 Sum. (C. C.) 278, 293, where a firm made an assignment of "all the goods, wares, merchandise and personal property of every kind ; and also all notes, books, accounts and debts of every kind due, it was held that the words "personal property of every kind” in this connection, signified visible, tangible property ejusdem generis, as goods, &c., and that an interest in contract would not pass.
A further multiplication of authorities in illustration of the rule is unnecessary. In the same line might be cited Rawlins v. Jennings, 13 Ves. 39 ; Crichton v. Symes, 3 Atk. 61; Timewell v. Perkins, 2 Atk. 103; Cook v. Oakley, 1 P. W. 302; Porter v. Tournay, 3 Ves. 311; Hotham v. Sutton, 15 Ves. 319; Allen's appeal, 32 P. F. Smith (Penn.) 302; Regina v. Cleworth, 4 B. and S. 928 (116 E. C. L. 930) ; Cavendish v. Cavendish, 1 Bro. Ch. Cas. 467 ; Hodgson v. Jex, L. R. 2 Ch. Div. 122.
Now, in this case, the testatrix commences the description of the property which it was her intention to dispose of by this clause with the use of the general term "all my housekeeping
Not, much force can be given to the fact that she spoke of the property as being in the house, so far as these notes are concerned. The authorities hold that choses in action differ from other personal property in thatthey have no locality, but are considered as strictly following the person of the owner, and not as incident to or parcel of a particular estate, locality, or
But basing our conclusion on other grounds, and taking the entire clause in which this bequest is made, it seems clear that the testatrix employed the expression " and all other articles of personal property in the house,” not in its broadest, legal signification, but in the limited sense of ejusdem generis.
Moreover, this construction is strongly enforced by the fact that a pecuniary legacy of nine hundred dollars is given to this same niece in the very next clause of the will. This circumstance of a pecuniary or specific legacy being given to the same or other parties has commonly been considered as favoring the construction adopted in this case. 1 Jar. Wills 751*, Rawlins v. Jennings, 13 Ves. 39. Here the succeeding clause in this will gives a pecuniary legacy not only to this niece, but also to the brother and sister of the testatrix.
Our conclusion is, that Mrs. Schoppe does not take the notes in question, but that they pass to the residuary legatees, it being admitted that the assets are sufficient to answer all the calls of the will.
Decree accordingly.