477 So. 2d 662 | Fla. Dist. Ct. App. | 1985
Allstate Insurance Company appeals from a final judgment confirming an arbitration award of damages, and attorney’s fees and costs to Dascoli. On May 1, 1983, Dascoli was injured while riding as a passenger in a Chevrolet van driven by his wife. At the time of the accident, the van was covered by a liability insurance policy issued by Allstate.
In addition, Allstate had issued a second business auto policy on a Dodge van also owned by Dascoli. This second policy provided uninsured motorist coverage which excluded: (1) any vehicle owned by the insured or any family member; and (2) bodily injury sustained by the insured while occupying a vehicle owned by the insured which was not covered under the policy. Both parties moved for declaratory judgments on the issue of coverage, based on the language of the insurance policies. The lower court held that liability coverage on the Chevrolet van was not available to appellee, but that appellee was entitled to recover under the uninsured motorist provisions of the Dodge policy. We affirm.
This case is controlled by our previous decisions in Boynton v. Allstate, 443 So.2d 427 (Fla. 5th DCA 1984) and Curtin v. State Farm Mutual Automobile Insurance Co., 449 So.2d 293 (Fla. 5th DCA 1984). The purpose of the uninsured motorist statute is to provide liability coverage to innocent parties.
AFFIRMED.
.This policy excluded coverage for damages suffered by family members while occupying any vehicle owned by insured or owned by any family member which was not a "covered auto” under the policy.
. Lee v. State Farm Mutual Auto. Ins. Co., 339 So.2d 670 (Fla. 2d DCA 1976), cert. denied, 348 So.2d 954 (Fla.1977).
. Id.