65 So. 816 | Ala. | 1914
In answer to the bill filed by appellee to foreclose a mortgage executed by appellant to appellee’s intestate, appellant asserted two defenses: Payment; accord and satisfaction. The particular subject of issue thus made was whether appellant had paid $120 of the sum ($1,500 and interest) secured by the mortgage. The note for $1,500, and mortgage were executed December 12, 1908. The note, bearing interest from its date, was due and payable one year after date. Two interest notes, due 6 and 12 months, respectively, after the even date, for $60 each, were also secured by
The burden of proof to show payment, as the appel- • lee contends, was of course on the appellant. A careful review of the entire evidence leads this court to concurrence in the conclusion prevailing below, viz., that appellant has not discharged that burden.
The check, of date January 11, 1912, for $460 recited •that it was for “balance due on mortgage, to Mrs. Ella Montgomery Smith 1908.” The contention for appellant is that the acceptance and retention of that check and the authorized indorsement thereof by the mortgagee’s attorney and the cashing thereof operated an accord and satisfaction of whatever balance, if any, was due on the mortgage debt. The doctrine sought to be invoked cannot have this application and effect. The demand of the mortgage, the entire mortgage debt, including interest, was liquidated, certain, and absolute. The payment of the $460, thus paid, was but the discharge of an unqualified obligation resting on the mortgagor. That sum was not the subject of dispute or controversy. Such is the undisputed evidence. In order to establish an accord and satisfaction there must be a “valuable consideration, a benefit, or possibility of benefit, accruing to the creditor or person relinquishing a demand or cause of action, or a detriment to the other party.”—1 Encys. L. & P. pp. 607-609; 1 Cyc. p. 311; Hodges v. Tenn. Co., 123 Ala. 572, 26 South. 490; Hand Lumber Co. v. Hall, 147 Ala. 561, 41 South. 78;
The plea of payment not having been sustained and a binding agreement operating an accord and satisfaction not having been shown, the decree is without error; and it is therefore affirmed.
Affirmed.