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A. A. Fielder Lumber Co. v. Smith
151 S.W. 605
Tex. App.
1912
Check Treatment

*1 CO. FIELDER LUMBER SMITH A. A. rеmaining parties, in the in the made to the of the trustees. n orat appellee might able be show cases, Schools see of rent due. the amount he had tendered Dig. 203-205; Districts, Dec. §§ School Cent. practice pleading are our rules While Dig. 86.*] § may demand occasion broad (cid:127)almost as Assign Assignments 50*) Equitable (§ 2. — Sufficiency—Funds. that are ele- certainty time for reasons (cid:127)at the same ments — supervis- a contractor An mentary, least must there be whose a school architect of n definitenéss. charged petition under the estimates certificate to be to tween etc., property, charge owner of the was the paid, materialman good as be- was “account” about on or the 10th the contractor’s the defendant and “that the contractor willfully 1909, unlawfully -day May, equitable aof an as fund then what material whom property” and con- of said took being hands; clear trustees’ being im- to, his use. It seems to us same to own verted referred account was addressed. the order June, 1910, proof of conversion Assign cases, see other [Ed. Note.—For Busby the tender Arch testified time when Dig. 50.*] 99-105; Dig. § ments, Dec. §§ Cent. made, August, or in when the was pleading 1*) Instruments Lost 3. —Evidence. _(§ actually alleged the tender por- aof The fact that a written transfer made, from “on or both too far removed affect tion of a lost does not fund was validity being only sufficiency, 1909,” evidence day May, afford about the 10th thereof. entry judgment basis for cases, Instru [Ed. Lost Note.—For other see pleading in this case. ments, Dig. Dig. 1.*] 1-5; §§ § Dec. Cent. say [5, most refer 6] The we care Assignments 85*) (§ 4. —Priorities—Trans n ence appellant’s of er fer Fund. course, portions is, ror is that correct Transfers of of a certain respec- will satisfied of their only purpose supple asserting of a dates. tive allegation petition is of new facts mental cases, Assign other [Ed. Note.—For see alleged reply alleged to those not before by Dig. ments, Dig. 85.*] 149-151; Cent. §§ § Dec. pleading. And in in his Assignments (§ Transfers— —Oral Assignment. improper Equitаble for us to that connection equi- An oral transfer is as effective subject pursue say purpose table as a written transfer. n ofan amendment petition to add ' Assign cases, [Ed. other Note.—For something something withdraw ments, Dig. Dig. 67-71; 34.*] §§ Cent. Dec. § previously pleaded, so that which Agency- — (§ 23*) 6. Husband and Wife Assignments. perfect which is defi Contracts — contractor, who, The wife of a his or to correct that has been incor cient which consent, was in active of the erection follow, rectly And it stated. per- things of a his in all rules, that, intended to cor taining thereto, and authorized execute alleged transfers of conversion, materialmen from date of rеct funds due. by an have been amendment of done Note.—For other Husband original petition and would have been his Wife, Dig. Dig. §§ § Dec. supplemental improper petition. in a 23.*] carefully We have examined other Mortgages (§ 5*) Assignments Chattel — error, nothing signments of find and we —Construction. clearly An which instrument shows plained probably of therein that will due, transfer of that will be last on another trial. (cid:127)corrected purpose clause of secure states the indicated, judg- note, appearing errors Because it not is, otherwise what the consideration will be reversed, ment only construed to intend intended to describe the debt remanded another triаl. cause paid, and will not be mortgage. see Chattel Mortgages, Dig. 5.*] 4r-13, §§ Rehearing. FIELDER LUMBER CO. et al. A. A. Appeal (§ 907*) Presump and Error SMITH al. et Support Judgment tions —Priorities. priori- determining Where (Court of Civil of Texas. Dallas. ties between two transfers the from fund of Rehearing, 1912. On Oct. Nov. date, judgment same in its states that 23, 1912.) one of them should be in full before 86*)— other, finding no i§ Districts to of 1.Schools School affirmative Buildings. priority, being actual there Public statement Const, record, 37, declaring art. will sus- that mate- tained; facts presumed being that the rialmen shall have court had a lien support priority adjudged. before furnished, for material and the statutes enact- pursuance it, ed in Appeal fix the lien [Ed. Note.—For buildings, upon any money Error, land and and not 2911-2915, owner; hands of the the by of notice 3674, 3676, 3678; § 907.*] a materialman the trustees of a school Appeal Court, Grayson from District Coun- a claim district of materials a school Judge. building gives ty; Jones, rights. L. lien on or otner oases see topic *For and section Key-No. NUMBER in Dec. Am. & Rep’r Series Indexes *2 161 SOUTHWESTERN REPORTER against public policy, by Lumber Com- that all mon- A. Fielder the A. claimed Action ey paid against pany Smith and oth- the contract to except judgment against $2,138, Nellie Smith the which was ers. From a declaring priorities against completion the contract reserved until final and her husband acceptance building by fund, and tect; archi- Fielder Lumber Com- of the certain appeal. part, in- Affirmed in' that the other others defendants and and part. superior claiming prior terveners rights were and and rendered and reversed they were un- and that Wood, Head, Smith, Head, J. H. Hare & able be to determine whom Sherman, Cunningham, and J. T. all and ‍‌​​‌‌‌​​​​​​‌​‌​‌‌​​‌​​​​​​​​​‌‌‌​‌​​​​‌‌​‌​‌‌‌​‍they made; tendered their Dallas, appel- Holloway Holloway, & into and asked that it be McReynolds Hay Abney & lants. and Ap- to whomever was thereto. entitled Hassell, Dougherty, P. all and Edward Works, Palmer Pressed Brick like Dallas, appellees. appellant manner with Lumber Fielder Com- pany, established, ner time and man- within the RASBURY, J. Nellie provided by law, statutory material- Smith, contracted with L. building land, man’s lien on the school Alstyne independ- trustees school of Yan superior equitable and asserted well a county Grayson ent school district of fur- upon lien trustees the funds in the hands of the material labor nish all independent statutory liep. of the complete building public school build and upon based notice to the trustees of the fur- Alstyne in the Van town of cer- nishing of material with which construct plans Tulloch, architect, specifications prepared by tain John super- under his attempt give We shall not in detail the vision. The consideration to be pleadings of the other defendants and in- payments $11,000, upon contractors was terveners for the reason that n'o issue is every which amount were to be made two upon thereof. Their upon architect, weeks estimates of the claims to the fund the hands of the trus- progressed. During progress the work upon assignments tees rest from the con- appellant the work the Fielder Lumber Com- properly urged pleading. tractors in their l>any against suit in district filed The case was tried without the intervention against Smith and B. L. jury, upon findings the case is here McKinney, Howie, Henderson, Messrs. Um- prepared by of fact and conclusions of law phress, Cartwright, Sheridan, and McDon- judge. By its decree the trial public ough, Alstyne. trustees schools Yan par- court entered in favor Van Lumber Com- appeal against ties to this B. L. Smith for pany, Barnett, Manufacturing F. Mosher W. respective the school the amounts their claims. The Company, Continental State and Palm- were retain directed Brick Works also made de- Pressed their hands $202 which Dough- fendants. J. G. and M. F. complete the bal- erty Appel- & Son intervened in the suit. $1,936 registry ance of into the of the court. Company alleged lant Fielder Lumber The court further decreed that it B. L. and delivered Nellie S. sold and ma- Smith Company Fielder Lumber ed Brick Works the school Palmer Press- building certain Smith lumber and acquired no lien either terial which there was balance due land the fund in $2,335.08, which was used them in con- the hands structing a school owned signment given public Com- trustees of schools of the town of pany was insufficient law Alstyne; alleged that, to constitute a Van within] transfer or provided law, manner time and it fixed due the contractors or create statutory interest and secured the materialman’s lien therein. The into tendered court was- lot land stood, directed to be as hereafter shown at which time there any participation to by appellants, exclusion of $2,200 therein was in the Company, Fielder in, Lumber said build- Works, sought Palmer Manufacturing Company. ment, ing, appropriate Pressed Brick and Mosher relief fore- judg- From closure and sale to the the funds said a direсtion appealed. the last three named have trustees to the debt from possession belonging It would consume too much time to con- their separately propositions Smiths, sider each lants, the counter and asserted if not en- propositions lien, appel- titled the materialman’s it was in equity ‍‌​​‌‌‌​​​​​​‌​‌​‌‌​​‌​​​​​​​​​‌‌‌​‌​​​​‌‌​‌​‌‌‌​‍Lumber Fielder entitled to from the Palmer Works, Pressed Brick because the notice Manufac- material turing Company, attempt furnished. The school trustees answered ad- Smiths, so, mitting to do consideration but content with the ourselves careful dis- brings legal right puted of each. This us Fielder Lumber Company proposition fix a lien on the consideration asserted build- Lumber law such Fielder was void as y. FIELDER A. A. LUMBER CO. SMITH any money mechanic’s lien law fixes a out the viding fendant the statutes and decisions of our susceptible true struing of such a over statutory them meant owner who ment of tution, liens, vided building. Nothing more, however, section which ant after service of the writ. We are con- firmed idences the intention of to establish the and would such writs are available. tors in the same manner that such notice was a material der article lant’s debts. Constitution to trustees and known to 29 Am. St. statutory its the under statute and by us, County Angus, Rev. to county cellent brief of ed reason and pellant. bor, etc., ed [1] But Lumber the authorities garnish funds against every Palmer subjeсted subsequent proceedings subsequent assignments by Civ. by law, operate when established in the manner declares that and we content ourselves in this its second notice for the have used the clerk as goes Article class are not St 1911 18 S. W. 726. materialman’s writ of require * 16, 37, give appellant’s the state’s the unincumbered and Company, statutory garnishment statutory provisions the hands of the school in the hands of the owner Rep. 637; Pressed Brick Works decision, art. as a *3 filing of their a similar conclusion ** into the actual same courts, articles made or speedy favor those creditors whose counsel for the owner contended provided 2845, expression 83 Tex. required by some statutory lien, land, permitted quoted by (being a discussion of the garnishment preliminary same for garnishment of material “ * * * hence, have a lien it is conceded liens for accounts to well-prepared public this rule is too well of the and efficient enforce- R. S. expression Dallas subsequent claimant, construction. attitude that a de- érror; discussing lien), garnish any money the notice 202, the event he We do subsequent Constitution, pro- claim the fact that the for the sum while the notice were ineffectual record buildings. framers of the than that upon 1911; Atascosa counsel for lien, construction furnished,” had the counsel article Constitution, matеrial, would when the trustees: service materialmen and that of and the contrac- repaired enacted un- the Consti- error, precedence Loonie, courts unexpend- fixing would be in the town of Van establish- upon land and September, reference and con- could be of with provided asserted, that, by and ex- believe claim- equity appel- Field- effect upon original 5623, such der and land paid that pro- 563, are lar, the the National Loan & ev- la- 83 lants, Texas, by trustees of schools, erection and contractors had contracts and tions raised posing and the further consideration herein- edged, Texas, signments against er Lumbеr Brick the pany. have pellants ring-Hall-Marvin trustees of the school had actual notice transferred and set ents moor, der the which since the ion such facts 349, uitable. We lature foreclosure of his property. Tex. Civ. sion due the most steps Company er Pressed Brick of trustees. We will discuss the other to the amount of his uation is when lienholder to “In sixteen supervision Continental State additional appeal fund in school land contractors owed them entered do said above mentioned, but the correction lies taken consideration pleases, rather went first receipt parties Fielder assign, contract lien cannot be established the contractors. App. 672, and Palmer Pressed that can trial difficult whatever to the moneys 1909,by hundred and Texas of Mosher virtue of a certain contract or part, the Van completion of eleven thousand by appellants into on the the hands of the owner agree into the claims of the agreements than with the courts. Her 480, do work and said of John Tulloch of which subject Lumber of the second transfer and set disposes these executed Inv. found Co. v. we have L. Smith of reimbursed not the funds he Company Builders’ 11 W. due or to that lien and 57 S. and between Nellie over, of the sum of one party Alstyne, claim or the Bank ‍‌​​‌‌‌​​​​​​‌​‌​‌‌​​‌​​​​​​​​​‌‌‌​‌​​​​‌‌​‌​‌‌‌​‍buildings, establish Fullenwider subsequent parties building of a school as a fact Company unequal claimed under Kroeger ninety-five 980.W. changes the hands sixteenth do with But heretofore made hereby appellants Field board of school Palmer Pressed hereby Fielder of Van 500. We in their Supply a sale of the adversely Dallas, grow Texas, Brick part, following for material in any case the independent right is that legal at dollars, for over discussing et our Civ. What we contracts extent of assigned, hands of the fund acknowl- Alstyne, right proposi Lumber dollars, for the day against Works, posses of the Texas, al., Co. Legis owner appel Palm Long think Com pres- opin unto Sny- that cost dol- dis un- sit ap as eq a REPORTER 151 SOUTHWESTERN аcceptable $12,695.00, making out material a total the architect estimates; John his order of tke board of trustees acting of said con- for herself and incurred terms Tulloch debt; agreements. this the Mosher and that was mate- tracts Provided convey rial shall be constructed judge accord- found our estimate or final testimony ing shall be to the terms said reference Knappie completion ac- J. G. as follows: “On cording thereof and shall Smith executed terms cent, $12,695.00, per J. total sum to G. delivered to addressed make, $2,539.00. hereby McDonough, directing request- constitute And T. G. appoint said Oontinental him to the sum of $275 *4 thereof, president or cashier or the out of the amounts or to become due due attorney, contract, irrevocable our true and lawful our contractors in connection said stead, place name, its own but for and which order was left the desk of T. G. attach, levy, ask, McDonough demand, sue, use to said J. G. on Feb- ruary 12, 1910, promise, sum such recover and receive but lost. Mc- Said may accept Donough agree pay or now that are or sums of said due, owing payable authority so, for amount, hereafter become and had no to do and it, knowledge demands and or on account of debt never had no saw and it. receipts assigned, sign thereof and due above The defendant B. D. Smith did said given knowledge name otherwise. be in our or have order tion.” actual of its execu- assignment foregoing judge however intended fact of the Bank for the. to secure money Oontinental as to the claim of is as fol- W1 F. Barnett Smith, Snyder to Nellie advanced lows : “On the defendants eight expenses, pay-roll Snyder in the sum meet hundred one for Smith and B. B. Smith Nellie without funds and unable to meet their were dollars, ($800.00) pay as evidenced bearing herewith pay employed date certain note even roll and laborers in the erec- thirty days from date, amount and due said tion said on said and after attempt date for renewals or extensions said Fielder Dumber Com- note, moneys advanced, wheth- said or-other thereon, establish the defend- otherwise, note, Snyder evidenced overdraft into an ant Nellie Smith entered F, particularly though mentioned. not herein with the defendant W. Bar- nett, whereby agreed In hands 1910. Nellie set our witness whereof have hereto and fur- to advance day January, seal this 29th nish labor from time Snyder employed B. I». Smith.” Smith. on said and meet contractors, weekly pay roll of said Snyder Mosher Mrs. in Account with Nellie Smith Manufacturing Company. said to make such advance- to induce Barnett 1909. Snyder ments. The said Smith ex- Nellie Oct. Mdse.i.$250 repaid pressly that he be 23. Mdse. 4 00 Nov. - so out reimbursed for amount advanced $254. of contractors erection amount due to become said Texas, “Dallas, Feb. John Mr. said school trustees Tulloch, Arch’t. Texas—Please building; said to Mosher Co. the sum Snyder Smith then and Nellie fifty-four dollars two hundred verbally agreed that so there ($254.00) amounts. iron in Van account advanced said Bar- advanced and to be account, my same to repaid out of fund. That nett should be said truly, Snyder oblige, Tours Mrs. Nellie Smith both are B. L. insolvent, Nellie Smith.” time.” and were February 21, document was In McDonough, secretary relation G. T. filed with out, set transfers and orders herein receipt board, who executed a said school therefor first, allowed, its Alstyne, “Van words as follows: and di- State Bank claim of rected it should be Continental Texas, Received of Feb. paid in full out of the Manufacturing Company ap order Knappie, fund; second, claim of J. G. $254.00 sum of belonging it) paid in full the claim and ordered of ordered Smith bank; third, claim of Barnett and Al- the school board of the Van hands of full styne independent school district. G. T. Knappie. claim was Secy. McDonough, Board.” School stated. If al- bearing order, reasons not allowed for the lowed, however, on the Mosher As have sec- as facts that found being point pay- given supervision time. The ond order constructed under was allowed, claims, upon plans him; spec- Tulloch, architect, exhausted ment of John discussing prepared the issues fund. ifications tract that the con- the assignments holding paid every price was two those weeks by appellants in during progress that re- issues raised for labor and the of the work FIELDER LUMBER CO. SMITH A. A. part particular impracticable an- use of spect, each to discuss Is it. Undoubtedly assignments many signment, other. a valid and enforceable similar transfer could or a on file. of the fund briefs in the five or six contained portion thereof, necessity said, however, of di- issue without recting any person. good assignment (1) Continental While made n reason can seen in from because it shows the ease at bar State Bank is ineffectual addressing Tulloch, of a debt was the order to who to secure that it was particular supervising building; architect not a transfer and is fund, general mort- a of a chattel sense the the school trus- the nature registered tees, gage, unless whose certificate alone esti- and without force being such; (2) work mates for the done authority yet paid, conceding, woman, sake of holder of married make the was argument, assignments and Mosher that'he not the improperly Manufacturing Company; (3) al- ad- dressed, leged promise was but seems to Barnett it nevertheless to us that oral ineffectual; assign, (4) and hence invalidated the sense sufficient; say, Manufactur- in to Mosher is to that ing equi- body proven if, did in law constitute order and the surrounding execution, enforceable such. circumstances table definitely Discussing can 'that the issues above outlined *5 ap- expressly impliedly appropri- order, to claim of intended to we come verse the of due $254 ate to Mosher’s use the And in this court the them from school trustees. was disallowed the the law; in it to the reason that meaning, or the elements an same was insufficient connection question attempt is be remembered that the course, any any involved, transfer is not nor of of notice is the contain all hold order not the elements made to ’ law, greater admittedly constitute, in amount than is to due equitable assignment them, leaving question it of a bare intention interest the had in between Mosher and the contractors to be the due them the contractors gathered assign- equitable testi- school ment is no The law of the order the other trustees. open mony. question an order directed John Tul- in is to this question loeh, supervising state, having architect the been reviewed the building, repeatedly by employed our "Van school Courts of Civil the Supreme prepare plans Court; vary- by and ing doctrine, such and to but as result of the trustees as spеcifications, nearly every involving and estimates paid whose certificate case the impossibility to contract were to due the observ- due the ing hurry him to the contractors. directed the of business affairs the pay Mosher “account iron in Yan $254 niceties of contracts drawn and formalities legal matters, ques- Alstyne building,” those court found trained in school arise, difficulty tion continues to lies in its conclusions that the Mosher debt was put upon constructing rather in for material building. quest true to be used principle legal applicable than order concludes with charged leading' my in a In “to case. account.” case 27, hardly County Campbеll, Harris v. 68 account could be construed to 3 S. The 246, Rep. 467, anything W. 2 Am. St. mean account between than reference the the said: “It else is great weight held, now seems to contractors authority, board, meaning, course, that an school .of aof up against charge of a ation made either drawn what action for a amount thereof chose valuable consider- good contractors; equity, is sum ord does show the school the rec- and that it due the while contract between direct transfer particular contractors con- fund.” trustees the As tó designation will struct and does show constitute sufficient particular supervise fund, couplеd in- that Tulloch was the architect to certify appropriate part tention to esti- work of the contractors thereof the the another, necessarily susceptible mates, show, use of is also that the iron for and the does debt was due general respect rule, which contractors this each yet particular must case be determined on developed. single bar, "facts find a circumstance In the is are unable to case wording of in- maintained that record or in"the the order the Mosher order is insuffi- the contrary payable any par- dicating intention. In cient because view of above, ticular facts and circumstances related because addressed "to the proper approval custodian of deference to fund. áreWe appellate see, tendency parties, our unable while the holder, may as between the decided sustain this character yet fund is transfer when it can without violence to the settled is material be done to whom the order evidence, escape directed, clearly shows, we cannot the con- con- rules as we just said, appropriate clusion that intention of the have an intention it was the 151 S.W.—39 REPORTER 151 SOUTHWESTERN

610 constitute an pected. contractors repaid said fund to reimburse him for such ad advancеd vances. guage clear and there law come they subsequently executed a written trans- fer to receive tween Barnett and the contractors signment claim is made that agreed orally that Barnett Barnett to meet the ing. bor. bursed ‍‌​​‌‌‌​​​​​​‌​‌​‌‌​​‌​​​​​​​​​‌‌‌​‌​​​​‌‌​‌​‌‌‌​‍ion, tors, without cordingly, by displaces all the other orders other than the transfer to Continental State Bank. bell, manner transfers respective dates, and to pie. reference same, state, lowance of rected board. transfer, it tractors, 70 Tex. derstand Mosher order San 243, the parties to in out of ris & L. S. W. 106. As [3] Pillott County Campbell, covering no Antonio, 110 S. W. supra. 2 Am. St. cut during due, indicated By judge quoted The loss What we have said They since it was but the evidence thereof. use more and reimbursed for the to this work, In money affect sufficient transfer When all essentials connection with our conclusions In McDonough, evidence out of v. Keller et assigned 127 S. 322; from the shall rank in questions found Henke & Pillott v. and similar to the does seem to attacked because oral secured sufficient than a equitable assignment B. S. Mosher the meets constructing 783; funds due the in suit, Knappie order, Rep. 467; Beilharz v with which to W. out of progress original another transfer to him the transfer validity subsequent herein establish process establishes and finds as promise 233; Harris 121; amount expense of the trial uniformly secretary al., such oral had that consideration thereof 27 W. notice 68 Tex. oral objection satisfied Barnett the order of their Stillson v. court, McBride v. orally place 50 Tex. Civ. dark v. sum named there- S. transaction. The Knappie us that money they the Mosher order the school build- County Camp Illingsworth, aside, should be reference due, improperly contractors Keller, loss attempted which we assign part sufficiency could effect. the contrac- could in sufficient of part. the Mosher 789; between the work, 22, appropriate agreement, and to be judgment of the court is affirmed. in full judge, should be this by Knap and then Gillespie, their la- the lan laborers Stevens, Olive 3 S. inwas Am. R. Henke be ex supra. school of the prov- reim- opin- from were given by the contractors in the order of their legal App. Har- giv un as- them; be- ac W. di al to after by as a written v. tinental State Bank and Mosher Manufactur- that his ing urges balance of said based the trial court. centage Manufacturing Company. The claims of ing Company, with instructions to ber dates, which is first the claim óf Continental discloses, being court to reform its fy held to create a rendered as to fair only language in the transfer that could be tended tors intended to to be to secure same, we conclude the last clause Works will be and, states the actual consideration or wherein thereto. Hence we overrule all the than an first and second clauses clearly timate for work on the school judge; her under the contract. work 101 Tex. 87 Tex. stitute her his Pressed Brick Continental State Bank is a *6 will be due the contractors on their last es ments to execute the transfers of the accordingly ‍‌​​‌‌‌​​​​​​‌​‌​‌‌​​‌​​​​​​​​​‌‌‌​‌​​​​‌‌​‌​‌‌‌​‍orally, such Smith, with the supra; son v. en Appellee Affirmedin The case as to the [6] [7] The claim W. Mosher, construction of the full, 503; Campbell Grant, only have each to receive that show a transfer of the Amarillo judgment Rollison error 82 S. W. 794. out of the fund states legal to describe the debt the contrac 102 S. determined. Clark v. pаrt; been Snyder Smith, shall be second, Barnett, trustees, Works agreement, raising and Palmer Pressed Brick remaining part fund, payment we erred amount transfer at S. W. affirmed, v. mortgage pay. urged by appellant given effect of Imp. Co., knowledge In all other full of the claims of Con- bears to the whole Rehearing. W. Hope, in his motion for rehear- reversed and rendered in judgment purpose in all Richburg the claim of Mosher so far as the record active each of the transfers not, apportioned findings simultaneously, Mosher Manufactur- found of a note for of the instrument and reversed and which,was deposited is the last instrument. quite and it has lack of things pertaining рaying in our Wetzel mortgage portion no other wife of the transfer directing so as to satis- to be due Fielder Lum- of the fund 36 Tex. Civ. moneys of the trial as effective 446; purpose consent Sherwood, opinion, authority Gillespie, in court between thereof,- 510, Palmer to con assign parties clause, Simon, rather lower John- place $800; bank that, per- in L. of EIRE 611 COMMONWEALTH INS. CO. v. OBENCHAIN policies one not avoid ing Company, issued, they balance of the fund been for would have n controversy year, avoiding and an act one apportioned should be subsequent policies. Barnett, con- him and Insurance, tention we concede he correct. The 794-822, 825; §§ § 328.*] transfers court found as a fact Knappie (§ 3. Insurance of Pol —Provisions executed Barnett were both icy-Notice to Insured. mortgagee agreed opinion, Where a to attend as stated in our premises, mortgaged insurance finding but made as to actual no affirmative procured policies of insurance thereon priority. mortgagor possession, tained them in its ,[S] however, did, chargeable provisions. The trial direct with notice of their judgment Insurance, should be Note.—For below Dig. §,135; 113.*] Dee. in full should be before sum (§ 362*) Nonpayment 4. Insurance to Barnett. There is statement of Pre miums —Excuse. record, facts in the and it is the well-settled mortgagee, comрany, A a fire insurance that, rule such cases sustain mortgage required premises whose kept judgment insured, mortgagee authorized the premiums insurance them presume recover suffi the court had before it facts mortgagor interest, agreed from the support judgment, or, cient in the case insurance, attend to the and for some Knappie claim, bar, mortgagor so. There nowas evidence that the paid any premiums finding. although agents, had the omitted from the court’s the local president company testified that the Exchange Bank, Ellis National dropped, insurance was not because non- 776; Civ. Sproles, Jarrell payment ment premiums, pay- but because 904; App. 387, premises S. W. Civ. the loan the constituted suf- security ficient insurance. mort- Fisher, Drake Malone v. Davidson, 71 W. gagor company was never notified App. 184, S. W. Civ. would that the Held, attend to the insurance. Thomas, 889; Maes v. mortgagor’s pay premium failure to accordingly when notified a local It is ordered that the that it company liability. did not relieve the reformed, below, in accord- (cid:127)be and the court Insurance, expressed, di- ance with here the view § 362.*] rected full of —Assump (§ 192*) 5. Trial n claims Continental State Bank —Instructions Mosh- tion of Facts. the claim appeared president Where it that the pellee Knappie full, сompany, next if there an insurance also named as trus- company, tee in a deed of trust funds; any applied be sufficient balance to negotiating loan, insisted that the insurance *7 to the Barnett. company, should be carried in his not err the court did treating undisputed it as' company carry selected itself to the insurance. cases, Trial, [Ed. Note.—For other see Cent. Dig. Dig. Dec. § 192.*] INS. CO. v. OBEN COMMONWEALTH FIRE CHAIN et al. Appeal (§, 1066*) and Error —Review- (Court Harmless of Civil Texas. San Anto- Error —Instructions. Rehearing Where was claimed that an insurance nio. Nov. company agreed keeping 4, 1912.) had to attend to Denied Dee. premises insured, requiring an instruction no- Mortgages (§ —Foreclоsure—Suf to, knowledge by, tice “defendants” ficiency Payment. of Evidence — would no attend to the matter in order trust, In an action to foreclose a deed of liability prejudicial it of relieve was not counterclaimed for insur- although company, required to, notice by fire, ance due him on loss evi- account knowledge by, insured’s wife as well as insur- present question a fire jury dence ed, where there was contention that either mortgagee, whether pany, insurance knowledge. one had notice agreed undertook to attend to the Appeal insurance, and to it for a did attend Error, Dig. 4229; § § 1066.*] give mortgagor such manner as to do continuе to so. believe (§ 139*) Admissibility—Simi 7. Evidence — Mortgages, lar Transactions. gave § § 480.*] Where defendant two deeds of trust plaintiff, on different lots to an insurance com- (§ 328*) Forfeiture—Change 2. Insurance pany, recovery and a for loss fire on one of of Title of Interest. sought theory the lots was that the com- mortgagee, company, A a fire insurance agreed to attend to the insurance prem- to attend to insurance on the premises, testimony person pur- time, jiistifying mortga- ises and did for a chasing lot, subject the other gor so. The believing deed of would continue to do trust, company request kept policies while force were made him issued a and sent him year a bill pol- one time. The form of premium, was admissible to show its icy customarily course company contain- dealing respect property provision and to that it ed a would be void if show how it construed its transaction with re- change prem- the title or place. spect to the insurance thereon. mortgagor conveyed took ises security premises Evidence, debt, Note.—For other for a but the were re- n Dig. 415; conveyed, years Dee. § 139.*] and more than two thereafter conveyance Held, a loss occurred. did Appeal Court, from District company’s Dallas liability, Coun- not affect the since it was ty ; Judge. Roberts, fair to it had J. assume continued C. to have Dig. *For other topic oases see same and section Key-No. NUMBER in Dec. Am. Rep’r Series & Indexes

Case Details

Case Name: A. A. Fielder Lumber Co. v. Smith
Court Name: Court of Appeals of Texas
Date Published: Oct 26, 1912
Citation: 151 S.W. 605
Court Abbreviation: Tex. App.
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