22 Employee Benefits Cas. 1430, 98 Cal. Daily Op. Serv. 5375, 98 Daily Journal D.A.R. 7545, 98 Daily Journal D.A.R. 9892 Security Life Insurance Company of America, a Minnesota Corporation v. Garry L. Meyling, Defendant-Counter-Claimant-Appellant, 146 F.3d 1184