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537 P.3d 273
Utah Ct. App.
2023
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Background

  • In 2004 Schwab opened a Zions bank account, overdrew it, and entered a 2005 court-approved settlement acknowledging debt and payment terms; Schwab defaulted.
  • The court entered an original judgment in October 2005 for $6,126.95 (principal, interest, attorney fees, costs) with 18% interest on principal and allowance to augment for collection costs/fees.
  • Zions renewed the judgment once in 2013 under the Renewals of Judgment Act; the renewed judgment increased the balance to $12,991.46.
  • In 2021 Zions sought a second renewal; the district court refused, reasoning the Act requires filing before the statute of limitations on the “original judgment” expires and that that limitations period had already expired in 2013.
  • Schwab did not oppose on appeal; the Court of Appeals applied a reduced standard (prima facie showing) and reversed, ordering the district court to allow the second renewal but issuing a non‑precedential, non‑merits disposition.
  • The Court of Appeals awarded Zions reasonable appellate attorney fees under the Deposit Agreement and directed the district court to quantify and augment the judgment accordingly.

Issues

Issue Plaintiff's Argument Defendant's Argument Held
Whether the Renewals of Judgment Act permits multiple renewals by extending both the judgment’s duration and its statute of limitations Renewal “renews the original judgment” — meaning it makes it "like new" and extends the statute of limitations; nothing in the Act caps renewals The statute of limitations on the original judgment expired after the first eight‑year period; renewing duration does not extend that original limitations period, so a second renewal is untimely Court of Appeals: Reversed district court and remanded to allow second renewal (non‑merits decision because appellee did not brief opposing arguments)

Key Cases Cited

  • AL-IN Partners, LLC v. LifeVantage Corp., 496 P.3d 76 (Utah 2021) (allows reversal on appeal when appellant makes a prima facie showing of a plausible basis for reversal and appellee fails to brief)
  • Gildea v. Wells Fargo Bank, N.A., 347 P.3d 385 (Utah 2015) (held a renewed judgment relates back to and extends the life of the original judgment and associated liens)
  • Marion Energy, Inc. v. KFJ Ranch P’ship, 267 P.3d 863 (Utah 2011) (questions of statutory interpretation reviewed for correctness)
  • Mitchell v. Arco Indus. Sales, 533 P.3d 394 (Utah Ct. App. 2023) (applied AL‑IN prima facie standard and issued a non‑merits reversal where appellee failed to brief)
  • Broderick v. Apartment Mgmt. Consultants, LLC, 279 P.3d 391 (Utah 2012) (hesitancy to decide novel issues without adversarial briefing)
  • Porenta v. Porenta, 416 P.3d 487 (Utah 2017) (cautions against addressing first‑impression issues without adequate briefing)
  • Farman‑Rava v. Blu Auto Transport LLC, 498 P.3d 24 (Utah Ct. App. 2021) (appellee’s failure to brief does not automatically require reversal)
  • State v. Sorbonne, 462 P.3d 409 (Utah Ct. App. 2020) (aff’d 2022 UT 5) (appellee’s omission is not a confession of error)
  • Grand County v. Rogers, 44 P.3d 734 (Utah 2002) (court of appeals’ precedential practices discussed)
  • Utah Dep’t of Social Services v. Adams, 806 P.2d 1193 (Utah Ct. App. 1991) (prevailing party entitled to attorney fees on appeal when contract provides for fees)
  • Management Services Corp. v. Development Assocs., 617 P.2d 406 (Utah 1980) (contractual fee provisions include fees incurred on appeal)
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Case Details

Case Name: Zions Bancorporation v. Schwab
Court Name: Court of Appeals of Utah
Date Published: Sep 21, 2023
Citations: 537 P.3d 273; 2023 UT App 105; 20220584-CA
Docket Number: 20220584-CA
Court Abbreviation: Utah Ct. App.
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