Westchester Fire Insurance Company v. M&C Express Transport, Inc.
5:24-cv-00446
M.D. Fla.Jun 20, 2025Background
- Westchester Fire Insurance Company filed a complaint for declaratory relief against Valued Commodities Transportation, Inc. and others on August 23, 2024.
- Westchester initially moved for clerk’s default based on Valued Commodities’ failure to respond, claiming proper service via substituted service through the Florida Secretary of State.
- The court denied the first motion without prejudice due to insufficient briefing and lack of proof that Westchester met Florida's requirements for substituted service.
- Westchester renewed its motion, providing extensive documentation of its unsuccessful attempts to serve Valued Commodities’ registered agent, Richardson Boco, at multiple addresses, including locations in Florida and Georgia.
- Westchester ultimately effected substituted service on the Florida Secretary of State and filed an affidavit of compliance, as required by law.
- Valued Commodities did not respond to the complaint or otherwise appear in the litigation.
Issues
| Issue | Plaintiff's Argument | Defendant's Argument | Held |
|---|---|---|---|
| Was service on Valued Commodities properly effected? | Westchester complied with due diligence and statutory process. | No response or argument presented. | Plaintiff's substituted service was legally sufficient. |
| Is clerk’s default warranted? | Default is appropriate due to lack of response by defendant. | No response or argument presented. | Clerk’s default was ordered against Valued Commodities. |
| Did Westchester exercise due diligence? | Multiple, documented attempts to serve registered agent. | No response or argument presented. | Due diligence was exercised as required by law. |
| Was the statute’s affidavit and notice requirement met? | All procedural requirements (including notice and affidavits) satisfied. | No response or argument presented. | Affidavit and procedural requirements satisfactorily met. |
Key Cases Cited
- Kelly v. Florida, 233 F. App’x 883 (11th Cir. 2007) (clarifies necessity of proper service for jurisdiction and default)
- George Fisher, Ltd. v. Plastiline, Inc., 379 So. 2d 697 (Fla. 3d DCA 1980) (strict compliance required for substituted service)
- Elmex Corp. v. Atlantic Fed. Sav. & Loan Ass’n of Ft. Lauderdale, 325 So. 2d 58 (Fla. 4th DCA 1976) (burden of proof for substituted service is on plaintiff)
