History
  • No items yet
midpage
Wells Fargo Bank, NA v. Heritage Bank of Central Illinois
984 N.E.2d 1186
Ill. App. Ct.
2013
Read the full case

Background

  • Black Hawk obtained a 1994 judgment and recorded a memorandum of judgment in Tazewell County; Wells Fargo and Heritage later recorded mortages on the property.
  • Black Hawk revived its judgment in 2001 and recorded a revived memorandum in Tazewell County; Black Hawk again revived in 2008.
  • Wells Fargo filed a foreclosure in 2008; sale occurred in 2011 for $150,001 and proceeds were distributed $115,590.54 to Wells Fargo and $34,410.46 to Heritage.
  • The trial court (July 2, 2010) prioritized liens, finding Black Hawk had no lien in effect from June 5–15, 2001, to the 2001 revival period.
  • Dispute centers on whether Black Hawk’s lien lapsed under 735 ILCS 5/12-101, and thus whether Wells Fargo and Heritage had priority over Black Hawk.

Issues

Issue Plaintiff's Argument Defendant's Argument Held
Did Black Hawk's lien lapse in June 2001 under 12-101? Wells Fargo argues Black Hawk’s lien expired June 5, 2001, so it lost priority. Black Hawk argues revival within seven years and timely memorandum preserved lien. Lapse; Black Hawk lost priority.
Is there appellate jurisdiction to review the July 2, 2010 lien-priority order? Wells Fargo questions jurisdiction since order not listed in notice of appeal. Black Hawk contends review is proper as a procedural step leading to final sale order. We have jurisdiction to review the July 2, 2010 order.

Key Cases Cited

  • JP Morgan Chase Bank v. Fankhauser, 383 Ill. App. 3d 254 (Ill. App. 2008) (finality and appealability of sale-confirmation order)
  • Knapp v. Bulun, 392 Ill. App. 3d 1018 (Ill. App. 2009) (interlocutory orders review upon final judgment)
  • Dunn v. Thompson, 174 Ill. App. 3d 944 (Ill. App. 1988) (creation of judgment lien is statutory, not common law)
  • Barth v. Kantowski, 409 Ill. App. 3d 420 (Ill. App. 2011) (strict compliance with section 12-101 for judgment liens)
  • Casey National Bank v. Roan, 282 Ill. App. 3d 55 (Ill. App. 1996) (lien attaches from filing memorandum in recorder's office)
Read the full case

Case Details

Case Name: Wells Fargo Bank, NA v. Heritage Bank of Central Illinois
Court Name: Appellate Court of Illinois
Date Published: Feb 26, 2013
Citation: 984 N.E.2d 1186
Docket Number: 3-11-0706
Court Abbreviation: Ill. App. Ct.