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161 So. 3d 536
Fla. Dist. Ct. App.
2014
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Background

  • John J. Unrue and Mary Rose Pileggi-Unrue sued Wells Fargo seeking to quiet title, alleging Wells Fargo recorded a mortgage but never proved it had lent them money and refused to release the mortgage.
  • Plaintiffs attached the mortgage to the complaint showing the Unrues as borrowers and Wells Fargo, N.A. as lender, with signatures and legal description.
  • Wells Fargo moved to dismiss the complaint with prejudice, characterizing the claim as invalid.
  • Plaintiffs obtained counsel before the dismissal hearing; counsel asked for leave to amend the complaint, which the trial court denied and dismissed with prejudice, calling the claim a "scam."
  • The Fifth District reversed, holding the trial court erred by dismissing the initial complaint with prejudice without allowing at least one amendment under Fla. R. Civ. P. 1.190(a).

Issues

Issue Plaintiff's Argument Defendant's Argument Held
Whether the trial court could dismiss the initial complaint with prejudice without permitting amendment Unrue argued they should be allowed to amend the initial complaint under Fla. R. Civ. P. 1.190(a) (one free amendment before a responsive pleading) Wells Fargo argued the claim was frivolous and dismissal with prejudice was appropriate Reversed: plaintiff entitled to at least one opportunity to amend; trial court lacked discretion to dismiss initial complaint with prejudice
Whether the complaint was so frivolous that leave to amend should be denied Plaintiffs contended allegations warranted an opportunity to correct or clarify the complaint Wells Fargo and trial court contended the quiet-title theory (demanding the lender "prove" the loan) was baseless and could not be cured by amendment Court declined to resolve merits; distinguished prior affirmance of dismissal where complaint had already been amended — leave to amend required here

Key Cases Cited

  • Badgley v. Suntrust Mortg., Inc., 134 So.3d 559 (Fla. 5th DCA 2014) (affirming dismissal of a frivolous quiet title action where the plaintiff had filed an amended complaint)
  • Boca Burger, Inc. v. Forum, 912 So.2d 561 (Fla. 2005) (plaintiff has a right to one free amendment before a responsive pleading; motion to dismiss is not a responsive pleading)
  • Abston v. Bryan, 519 So.2d 1125 (Fla. 5th DCA 1988) (recognizes the rule granting one free amendment before an answer)
Read the full case

Case Details

Case Name: Unrue v. Wells Fargo Bank, N.A.
Court Name: District Court of Appeal of Florida
Date Published: Sep 19, 2014
Citations: 161 So. 3d 536; 2014 WL 4648205; 2014 Fla. App. LEXIS 14604; No. 5D13-3443
Docket Number: No. 5D13-3443
Court Abbreviation: Fla. Dist. Ct. App.
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