Third Fed. S. & L. Assn. v. Taylor
2017 Ohio 7620
Ohio Ct. App.2017Background
- Third Federal filed a foreclosure complaint (Sept. 15, 2015) against James R. Taylor III, Sylvia Taylor, and Demetrius D. Faulkner for property at 2704 Woodcutter Ave.; an amended complaint later added Roy Faulkner.
- Service by certified mail failed because Third Federal did not supply or had incorrect addresses; attempted certified-mail service to addresses provided for the Faulkners was returned as undeliverable.
- Third Federal's counsel filed an affidavit averring he did not know the defendants’ residences and described efforts to locate them: a search of Franklin County probate records and hiring OPENonline (which uses LexisNexis Accurint).
- Notice by publication ran in the Daily Reporter Nov. 30, Dec. 7, and Dec. 14, 2015; none of the three defendants timely responded, and the court entered default judgment and foreclosure on Jan. 29, 2016.
- Defendants moved to vacate the judgment (Sept. 21, 2016), arguing service by publication was invalid because Third Federal failed to exercise "reasonable diligence" under Civ.R. 4.4(A); the trial court denied the motion and this appeal followed.
Issues
| Issue | Plaintiff's Argument | Defendant's Argument | Held |
|---|---|---|---|
| Whether service by publication was proper under Civ.R. 4.4(A) | Third Federal exercised reasonable diligence by searching probate records and using OPENonline/Accurint to locate addresses | Third Federal failed to perform sufficiently diligent searches (e.g., internet queries like Google, ask neighbors, serve at property address) | Court held Third Federal acted with reasonable diligence; service by publication was valid and conferred personal jurisdiction |
Key Cases Cited
- Maryhew v. Yova, 11 Ohio St.3d 154 (establishes requirement of personal jurisdiction for valid judgment)
- Patton v. Diemer, 35 Ohio St.3d 68 (Ohio courts may vacate void judgments)
- Sizemore v. Smith, 6 Ohio St.3d 330 (reasonable-diligence standard for service by publication)
- In re Thompkins, 115 Ohio St.3d 409 (clarifies and applies Sizemore reasonable-diligence factors)
