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83 So. 3d 1225
La. Ct. App.
2012
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Background

  • Ms. Stelly was rear-ended by a Kentwood Water delivery truck insured by Zurich, injuring her lower neck and low back.
  • She underwent chiropractic treatment with Dr. Higginbotham from Sept 24, 2008 to Jan 20, 2011 (28 months) for the Kentwood accident and for a separate pre-existing or prior accident.
  • The trial court awarded $6,458 in medical specials and $20,000 in general damages, treating the injuries as seven months of aggravation of pre-existing conditions.
  • The court found no future medical expenses and denied any future chiropractic care; it used an April 21, 2009 release date that did not reflect continued treatment through Jan 2011.
  • On appeal, the court increased general damages to $43,000, concluding that the Kentwood injuries and treatment duration warranted a higher award.
  • The total judgment, after amendment, remained $49,458, with future medical care still denied.

Issues

Issue Plaintiff's Argument Defendant's Argument Held
Whether general damages were abusively low Stelly argues general damages were too low given prolonged treatment and impact. Zurich contends the award was within trial court discretion. General damages increased; abuse of discretion found; award set at $43,000.
Whether future medical care expenses should be awarded Stelly asserts she will need lifelong chiropractic care due to the Kentwood accident. Zurich argues no demonstrated need for future care and no causal link proven. Denial of future medical expenses affirmed.

Key Cases Cited

  • Duncan v. Kansas City Southern Railway Co., 773 So.2d 670 (La. 2001) (standard for appellate review of general damages)
  • Youn v. Maritime Overseas Corp., 623 So.2d 1257 (La.1993) (appellate review bound by discretion; harms weigh on reasonableness)
  • Cone v. National Emergency Serv. Inc., 747 So.2d 1085 (La.1999) (abuse of discretion standard for general damages)
  • Reck v. Stevens, 373 So.2d 498 (La.1979) (two-tier factual review framework)
  • Morans v. Frederick, 916 So.2d 474 (La.App.3 Cir. 2005) (adequacy of past damages for soft tissue injuries)
  • Jacobs v. City of Marksville, 953 So.2d 139 (La.App.3 Cir. 2007) (general damages for soft tissue injuries with conservative treatment)
  • Stiles v. K Mart Corp., 597 So.2d 1012 (La.1992) (future medical expenses need not be precisely valued at trial)
  • Keeth v. Dept. of Pub. Safety & Transp., 618 So.2d 1154 (La.App. 2 Cir.1993) (definition of general damages context)
Read the full case

Case Details

Case Name: Stelly v. Zurich American Ins. Co.
Court Name: Louisiana Court of Appeal
Date Published: Feb 1, 2012
Citations: 83 So. 3d 1225; 2012 WL 280693; 2012 La. App. LEXIS 121; 11 La.App. 3 Cir. 1144; No. 11-1144
Docket Number: No. 11-1144
Court Abbreviation: La. Ct. App.
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