Simon Estes v. Progressive Classic Insurance Company
2012 Iowa Sup. LEXIS 9
| Iowa | 2012Background
- Estes, insured under Progressive Classic’s underinsured motorist coverage, sues after settlements with Rivers and Sam’s Club leave Progressive potentially liable up to $300,000.
- Estes settled with Rivers for $231,449 and with Sam’s Club for $75,000, the latter without Progressive’s consent.
- Progressive moved for summary judgment arguing consent-to-settlement and exhaustion clauses limited recovery; district court denied it.
- A jury awarded Estes $1,189,486.11 in damages; district court entered judgment for $300,000 plus interest from Estes’s action against Progressive.
- Estes moved to modify the judgment to begin interest from the underlying tort action; Progressive argued untimely.
- Court of Appeals affirmed; Supreme Court vacated and remanded with directions, holding certain issues non-reviewable and addressing timing of interest and posttrial motions.
Issues
| Issue | Plaintiff's Argument | Defendant's Argument | Held |
|---|---|---|---|
| Is the denial of summary judgment reviewable on appeal after trial? | Estes argues the denial should be reviewable. | Progressive contends such denial is non-reviewable after trial. | Not reviewable; summary-judgment denial upheld only for damages issues. |
| Was Estes’s posttrial motion to modify the judgment timely? | Estes contends timely under rule 1.1004/1.1007. | Progressive asserts untimely; its new-trial motion tolling not applicable. | Untimely; district court erred by considering it. |
| When should interest on the judgment begin—date of underlying tort suit or date of Progressive action? | Interest should start from underlying tort action. | Interest should start from filing of Estes’s action against Progressive. | Interest must run from the date Estes filed suit against the underlying tortfeasors; remanded to reflect that. |
Key Cases Cited
- Klooster v. N. Iowa State Bank, 404 N.W.2d 564 (Iowa 1987) (nonreviewable status of summary-judgment denial after trial)
- In re Marriage of Johnson, 781 N.W.2d 553 (Iowa 2010) (review of denial of summary judgment after trial occurs on record)
- Lindsay v. Cottingham & Butler Ins. Servs., Inc., 763 N.W.2d 568 (Iowa 2009) (guidepost on reconsideration post-trial motions)
- Kiesau v. Bantz, 686 N.W.2d 164 (Iowa 2004) (preservation of error for issues raised in summary-judgment context)
- In re F.W.S., 698 N.W.2d 134 (Iowa 2005) (need for sufficient record to review error)
- Alvarez v. IBP, Inc., 696 N.W.2d 1 (Iowa 2005) (context on posttrial motions and timing)
- Cownie v. Kopf, 199 Iowa 737 (1925) (strict enforcement of posttrial-motion deadlines)
- Julian v. City of Cedar Rapids, 271 N.W.2d 707 (Iowa 1978) (amendment not allowed after time expired)
- Mitchell v. Heaton, 227 Iowa 1071 (1940) (historical basis for posttrial timing rules)
- Sowden & Co. v. Craig, 20 Iowa 477 (1866) (foundational timing principle for posttrial motions)
- City of Sioux City v. Freese, 611 N.W.2d 777 (Iowa 2000) (procedural correction on posttrial matters)
- Kapadia v. Preferred Risk Mut. Ins. Co., 418 N.W.2d 848 (Iowa 1988) (prejudice under consent-to-settlement and subrogation)
