956 N.W.2d 749
N.D.2021Background
- In November 2016, Heather Ryberg was killed in a vehicle collision with Darren Landsiedel; Jason Ryberg sued Landsiedel for wrongful death in March 2018.
- Landsiedel had $25,000 liability limits through Allstate; Ryberg had substantial underinsured motorist (UIM) coverage with Nodak.
- Allstate offered its $25,000 policy limits; Nodak advanced $25,000 to preserve subrogation rights under N.D.C.C. § 26.1-40-15.5.
- In January 2020, Ryberg and Nodak agreed to settle Ryberg’s UIM claim for $100,000 (in addition to the $25,000 already advanced); Landsiedel’s counsel filed a notice of settlement and trial was taken off calendar.
- No written settlement between Ryberg and Landsiedel was filed; on Feb 27, 2020 Nodak moved to intervene but the district court denied intervention as untimely.
- In June 2020 Landsiedel moved to enforce a settlement agreement; the district court granted the motion and dismissed the wrongful-death action with prejudice. Ryberg and Nodak appealed.
Issues
| Issue | Plaintiff's Argument | Defendant's Argument | Held |
|---|---|---|---|
| Whether a binding settlement existed between Ryberg and Landsiedel that the court could enforce | Ryberg: no signed agreement; no evidence of terms; court denied requested hearing; enforcement improper without clear, convincing evidence | Landsiedel: counsel filed notice of settlement; former counsel and Nodak’s rep confirmed a full settlement; no objection filed earlier | Court: Reversed enforcement — no evidence of settlement terms, no findings or hearing, so settlement not enforceable |
| Whether Nodak could intervene to protect subrogation/reimbursement rights | Nodak: preserved rights under statute; denial of intervention extinguished statutory subrogation and was clearly erroneous | Landsiedel: intervention unnecessary; Nodak could have sued separately or preserved rights after trial; denial not prejudicial | Court: Vacated denial of intervention without prejudice (order set aside because underlying dismissal reversed) |
Key Cases Cited
- DeCoteau v. Nodak Mut. Ins. Co., 603 N.W.2d 906 (explains when UIM coverage is triggered and insurer's maximum liability)
- Hasper v. Ctr. Mut. Ins. Co., 723 N.W.2d 409 (UIM insurer may substitute payment within 30 days to preserve subrogation)
- Score v. Am. Fam. Mut. Ins. Co., 538 N.W.2d 206 (discusses excess coverage when tortfeasor is underinsured)
- Gillespie v. Nat’l Farmers Union Prop. & Cas. Co., 885 N.W.2d 771 (UIM coverage is first-party and governed by statute)
- Kuperus v. Willson, 709 N.W.2d 726 (settlement treated as contract; courts favor enforcement if terms are clear)
- Tarver v. Tarver, 931 N.W.2d 187 (oral contracts enforceable only when essential terms are definite)
- Pub. Serv. Comm’n v. Grand Forks Bean Co., Inc., 900 N.W.2d 255 (standards of review for intervention issues)
