John W. Feuerbacher v. Federal National Mortgage Association A/K/A Fannie Mae
05-16-01117-CV
Tex. App.Nov 21, 2017Background
- Appellant John W. Feuerbacher defaulted on a mortgage; property at 12369 Golden Meadow Lane was sold at a nonjudicial foreclosure on November 3, 2015; Federal National Mortgage Association (Fannie Mae) purchased the property.
- The deed of trust contained a clause that post-foreclosure occupants become "tenants at sufferance" and may be removed by writ of possession or other proceedings if they fail to surrender possession.
- Fannie Mae mailed notices to vacate (addressed to Feuerbacher, his wife Sandra, and "occupant(s) and/or tenant(s)") and, after occupants did not vacate, filed a forcible entry and detainer action in justice court and obtained judgment; appellant appealed to county court.
- At trial the county court admitted the substitute trustee’s deed, the deed of trust, and the notices to vacate; Feuerbacher offered no contrary evidence and did not show any other occupant remained after notice.
- The county court awarded immediate possession to Fannie Mae; Feuerbacher appealed, arguing (1) failure to join an indispensable party (his wife Sandra) and (2) insufficient proof to rely on the tenancy-at-sufferance clause / lack of privity.
Issues
| Issue | Plaintiff's Argument (Feuerbacher) | Defendant's Argument (Fannie Mae) | Held |
|---|---|---|---|
| Whether failure to join Sandra Feuerbacher required dismissal/abatement | Trial court lacked jurisdiction / indispensable party missing because Sandra was not named or served | Notice to vacate was properly mailed to the premises and to "occupants," no indispensable-party defect preserved or shown | Court: Issue not preserved; even on merits Sandra not shown indispensable; no jurisdictional defect — overruled |
| Whether Fannie Mae proved right to possession via "tenancy at sufferance" and privity | Fannie Mae lacked proof to invoke deed-of-trust tenancy language and was not in privity with lienholder | Fannie Mae produced substitute trustee’s deed showing foreclosure purchase, deed of trust creating tenant-at-sufferance relationship, and notices to vacate — enough for superior right to possession | Court: Fannie Mae met burden; tenancy-at-sufferance and substitute trustee’s deed sufficed without resolving title — overruled |
Key Cases Cited
- Browning v. Placke, 698 S.W.2d 362 (Tex. 1985) (absence of a party rarely renders judgment void for lack of jurisdiction)
- Haney Elec. Co. v. Hurst, 624 S.W.2d 602 (Tex. Civ. App.—Dallas 1981) (definition of indispensable party)
- Rice v. Pinney, 51 S.W.3d 705 (Tex. App.—Dallas 2001) (forcible detainer requires only sufficient proof of superior right to immediate possession, not title)
- Trimble v. Fed. Nat’l Mortgage Ass’n, 516 S.W.3d 24 (Tex. App.—Houston [1st Dist.] 2017) (mailing notice to property addressed to occupants raises presumption of delivery)
- Lenz v. Bank of America, 510 S.W.3d 667 (Tex. App.—San Antonio 2016) (deed-of-trust tenancy-at-sufferance can establish right to possession after foreclosure without resolving title)
- Clarkson v. Deutsche Bank Nat’l Trust Co., 331 S.W.3d 837 (Tex. App.—Amarillo 2011) (foreclosure, substitute trustee’s deed, and notice to vacate support right to possession)
- Villalon v. Bank One, 176 S.W.3d 66 (Tex. App.—Houston [1st Dist.] 2004) (landlord-tenant relationship from deed of trust provides basis to determine possession without resolving wrongful foreclosure)
- Harrell v. Citizens Bank & Trust Co., 296 S.W.3d 321 (Tex. App.—Texarkana 2009) (foreclosure pursuant to deed of trust establishes landlord-tenant-at-sufferance relationship)
