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Harris v. Standard Guaranty Insurance Company
2:24-cv-00153
N.D. Ala.
Mar 11, 2025
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Background

  • Plaintiff Roderick Harris, acting pro se as administrator of the Estate of Martha C. Harris, brought suit against Standard Guaranty Insurance Company, Crawford & Company, and Wells Fargo Bank alleging breach of contract, negligence, bad faith, conversion, conspiracy, fraud, and corruption related to insurance proceeds from a 2018 house fire.
  • This is the third federal lawsuit brought by Harris over the same nucleus of facts, following two prior actions (Harris I and Harris II) regarding the same property and insurance proceeds.
  • In the first case (Harris I), the parties entered into a mediated settlement agreement, confirmed on record in open court, after which the action was dismissed with prejudice.
  • Harris subsequently attempted to repudiate the settlement and filed a second suit (Harris II), which was dismissed by summary judgment on the grounds that the settlement was valid, binding, and that all claims had been released.
  • In this third suit, Harris's complaint was found to contain no factual allegations, failing to segregate legal claims or provide notice to defendants (Type III shotgun pleading).
  • The court considered motions to dismiss (Crawford) and for summary judgment (Wells Fargo), both raising claim preclusion (res judicata) and pleading deficiencies.

Issues

Issue Plaintiff's Argument Defendant's Argument Held
Is the complaint a shotgun pleading? Harris did not address, but broadly alleged multiple wrongs in a single statement. Complaint fails to separate causes of action or include supporting facts. Yes, the complaint is a Type III shotgun pleading and subject to dismissal.
Does the complaint state a plausible claim? Claims asserted in general terms without factual support. Complaint lacks factual content required by Fed. R. Civ. P. 8(a) and 12(b)(6). No, it fails to state a claim and is dismissed.
Are Plaintiff's claims barred by res judicata? Harris contends cases are "unresolved" and raises procedural objections. Prior judgments on merits; parties and claims identical; same nucleus of facts. Yes, all claims against moving defendants are barred by res judicata.
Can Plaintiff amend to cure deficiencies? Does not seek to amend. Any amendment would be futile due to res judicata bar. Leave to amend denied as futile.

Key Cases Cited

  • Ashcroft v. Iqbal, 556 U.S. 662 (2009) (standard for pleading facial plausibility under Rule 8(a))
  • Bell Atlantic Corp. v. Twombly, 550 U.S. 544 (2007) (pleading must include more than labels and conclusions)
  • Anderson v. Liberty Lobby, Inc., 477 U.S. 242 (1986) (standard for summary judgment—genuine issue for trial)
  • Celotex Corp. v. Catrett, 477 U.S. 317 (1986) (summary judgment procedure and burden-shifting)
  • Weiland v. Palm Beach Cnty. Sheriff's Off., 792 F.3d 1313 (11th Cir. 2015) (shotgun pleading doctrine)
  • Ragsdale v. Rubbermaid, Inc., 193 F.3d 1235 (11th Cir. 1999) (claim preclusion/res judicata elements)
Read the full case

Case Details

Case Name: Harris v. Standard Guaranty Insurance Company
Court Name: District Court, N.D. Alabama
Date Published: Mar 11, 2025
Docket Number: 2:24-cv-00153
Court Abbreviation: N.D. Ala.