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156 Conn.App. 36
Conn. App. Ct.
2015
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Background

  • Deutsche Bank filed a strict foreclosure against Melissa J. McKeith for property at 29 Bonnie Circle, Groton, in February 2010.
  • A state marshal reported inability to locate McKeith at the property and that the property appeared vacant. Plaintiff’s counsel filed an application for an order of notice with a supporting affidavit describing searches for McKeith.
  • The court granted an order of notice under Conn. Gen. Stat. § 52-68 requiring publication; the plaintiff complied and later obtained a finding that no further notice was required.
  • Default was entered for McKeith; the court rendered a judgment of strict foreclosure on July 30, 2012; title vested in plaintiff on September 21, 2012.
  • More than one year after title became absolute, McKeith filed a motion to open, asserting lack of personal jurisdiction (claiming she had lived at the property throughout) and attaching an unsigned, unsworn affidavit.
  • The trial court credited the marshal’s return and plaintiff’s affidavit of efforts to locate McKeith, found service by order of notice sufficient under § 52-68, and dismissed the motion to open; the Appellate Court affirmed.

Issues

Issue Plaintiff's Argument Defendant's Argument Held
Whether the judgment of strict foreclosure could be opened after title became absolute on jurisdictional grounds Service by publication pursuant to the court’s order under § 52-68 was proper; the court had personal jurisdiction when it entered judgment Judgment is void for lack of personal jurisdiction because plaintiff falsely claimed McKeith was unreachable and service was improper Court held jurisdiction existed; motion to open dismissed
Evidentiary sufficiency of defendant’s supporting affidavit N/A — relied on marshal’s return and plaintiff’s affidavits Defendant relied on an unsigned, unsworn affidavit claiming residence at the property Unsigned, unsworn affidavit has no evidentiary value; court properly disregarded it
Whether § 49-15(a) relief (opening after law day) applied N/A — plaintiff argued title was already absolute >1 year, precluding § 49-15 relief Defendant sought to open judgment despite law day having passed § 49-15 does not apply because title became absolute; only jurisdictional defect could open judgment
Whether trial court erred by not advising self-represented defendant about affidavit or inviting sworn testimony N/A — plaintiff did not concede any duty to advise or solicit testimony Defendant argued court should have informed her that affidavit was unsworn or permitted her to testify under oath at the hearing Court did not err; argument not raised below and appellant bears burden to show reversible error

Key Cases Cited

  • New Milford Savings Bank v. Jajer, 244 Conn. 251 (Conn. 1998) (statutory bar on opening foreclosure judgments after failure to redeem does not preclude attacks for lack of jurisdiction)
  • Argent Mortgage Co., LLC v. Huertas, 288 Conn. 568 (Conn. 2008) (judgment of strict foreclosure ordinarily cannot be opened after law day, except for lack of jurisdiction)
  • Highgate Condominium Assn., Inc. v. Miller, 129 Conn. App. 429 (Conn. App. 2011) (post-law-day opening permitted only on finding the court lacked jurisdiction over person or case when judgment entered)
  • Viola v. O’Dell, 108 Conn. App. 760 (Conn. App. 2008) (unsigned, unsworn affidavit is of no evidentiary value)
Read the full case

Case Details

Case Name: Deutsche Bank National Trust Co. v. McKeith
Court Name: Connecticut Appellate Court
Date Published: Mar 17, 2015
Citations: 156 Conn.App. 36; 111 A.3d 545; AC36540
Docket Number: AC36540
Court Abbreviation: Conn. App. Ct.
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