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364 S.W.3d 415
Tex. App.
2012
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Background

  • Citibank sued Amo Compton, Jr. for breach of contract and account stated based on credit card debt.
  • Citibank moved for summary judgment; evidence consisted of a records custodian's affidavit with over 170 pages of account records.
  • Compton responded with an affidavit; the trial court sustained most objections; only the Rizor affidavit and attachments remained before the court.
  • The trial court granted summary judgment without specifying the grounds of reliance on either breach of contract or account stated.
  • On appeal, Compton challenged summary judgment on both claims; the court reviews de novo and can affirm if any grounds are meritorious.

Issues

Issue Plaintiff's Argument Defendant's Argument Held
Breach of contract summary judgment proper? Compton argues his affidavit creates a genuine fact issue about breach. Citibank contends the record supports no material fact and entitlement to judgment. Affirmed; no reversible error found on breach claim since account stated support sufficed.
Account stated: existence of agreement to amount due and delivery of statements? Compton claims no agreed amount and that statements were not delivered to him. Citibank argues statements were mailed to the same address and reflect charges, payments, and fees. Affirmed; statements and implied agreement shown; no dispute evidence needed for receipt under doctrine.
Implied contract vs express contract reliance. Compton asserts if an express contract exists, recovery under implied contract is inappropriate. Citibank maintains account stated does not require the lack of an express contract and can rely on conduct. Affirmed; account stated evidence suffices; reliance on implied terms allowed where express contract exists.
Receipt/ownership of statements and agreement amount under account stated. Compton argues material questions regarding delivery and amount remain. Citibank relies on series of statements showing charges/payments and fees with implied promise to pay. Affirmed; Morrison-like factual disputes rejected in favor of longitudinal statements establishing implied agreement.

Key Cases Cited

  • Dulong v. Citibank (S.D.), N.A., 261 S.W.3d 890 (Tex.App.-Dallas 2008) (account stated requires implied or express agreement evidenced by conduct and statements)
  • Truly v. Austin, 744 S.W.2d 934 (Tex.1988) (unjust enrichment/quantum meruit limits where express contract exists)
  • Fortune Prod. Co. v. Conoco, Inc., 52 S.W.3d 671 (Tex.2000) (cannot recover under implied contract where express contract exists)
  • Woodard v. Southwest States, Inc., 384 S.W.2d 674 (Tex.1964) (same principle as Truly re express vs implied contracts)
  • Musick v. Pogue, 330 S.W.2d 696 (Tex.Civ.App.-San Antonio 1959) (unjust enrichment/quasi-contract limitations when express contract exists)
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Case Details

Case Name: Compton v. Citibank (South Dakota), N.A.
Court Name: Court of Appeals of Texas
Date Published: Mar 30, 2012
Citations: 364 S.W.3d 415; 2012 Tex. App. LEXIS 2571; 2012 WL 1066301; 05-11-00245-CV
Docket Number: 05-11-00245-CV
Court Abbreviation: Tex. App.
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