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17 N.E.3d 353
Ind. Ct. App.
2014
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Background

  • Midland Funding filed a small claims action in Marion County to collect a Chase credit card debt; Welton did not respond and a default judgment was entered on March 15, 2012.
  • Welton moved under Trial Rule 60(B) claiming she did not receive the complaint and that the debt was satisfied in 2010; the trial court granted relief from judgment on August 27, 2012.
  • Midland moved for summary judgment on September 14, 2012 and Welton requested extensions to respond, ultimately until January 14, 2013; Welton did not respond by that date and summary judgment was granted January 22, 2013.
  • Welton filed a second Trial Rule 60(B)(1) motion on January 30, 2013 alleging a meritorious defense and calendaring mistakes due to a new firm; a hearing was held and the trial court denied the motion.
  • Welton unsuccessfully sought correction of error; she appeals arguing trial court abused its discretion and that summary judgment merits should be reviewed de novo.
  • The appellate court affirms, holding no abuse of discretion and deeming Welton’s challenge to the merits of Midland’s summary judgment unavailable on direct appeal.

Issues

Issue Plaintiff's Argument Defendant's Argument Held
Whether the trial court abused its discretion denying Welton’s 60(B) relief Welton argues mistake and excusable neglect; meritorious defense (paid debt) supported by prior relief Midland contends no meritorious defense and no abuse given late response and prior relief rules No abuse; denial affirmed

Key Cases Cited

  • Mitchell v. 10th & The Bypass, LLC, 3 N.E.3d 967 (Ind. 2014) (limits on belated responses under Rule 56(I))
  • Desai v. Croy, 805 N.E.2d 844 (Ind. Ct. App. 2004) (46-day rule for late evidence; Desai approved by Borsuk)
  • Borsuk v. Town of St. John, 820 N.E.2d 118 (Ind. 2005) (early exploration of late filings after Rule 56 deadlines)
  • HomEq Servicing Corp. v. Baker, 883 N.E.2d 95 (Ind. 2008) (late-filed affidavit not considered under Rule 56)
  • Outback Steakhouse of Florida, Inc. v. Markley, 856 N.E.2d 65 (Ind. 2006) (meritorious defense standard for Rule 60(B))
  • In re Paternity of P.S.S., 934 N.E.2d 737 (Ind. 2010) (appeal timing and rules regarding Trial Rule 60(B))
  • JK Harris & Co., LLC v. Sandlin, 942 N.E.2d 875 (Ind. Ct. App. 2011) (waiver for failing to raise issues in trial court)
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Case Details

Case Name: Cheryl Welton v. Midland Funding, LLC as Assignee of Chase Bank USA, NA as Issuer of Disney Consumer Credit Card
Court Name: Indiana Court of Appeals
Date Published: Sep 18, 2014
Citations: 17 N.E.3d 353; 2014 Ind. App. LEXIS 464; 2014 WL 4648059; 49A05-1309-PL-479
Docket Number: 49A05-1309-PL-479
Court Abbreviation: Ind. Ct. App.
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    Cheryl Welton v. Midland Funding, LLC as Assignee of Chase Bank USA, NA as Issuer of Disney Consumer Credit Card, 17 N.E.3d 353