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859 N.W.2d 422
Wis.
2015
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Background

  • Bank sued Carson to foreclose on Concordia Ave. property; after default, the property appeared abandoned and municipal filings followed.
  • Judgment was entered ordering sale after three months; the Bank did not secure or maintain the property.
  • Carson moved to amend the judgment to find abandonment and to require sale five weeks after amended judgment under Wis. Stat. § 846.102.
  • Circuit court denied the motion, concluding § 846.102 did not authorize a sale at a specific time and did not compel action by the mortgagee.
  • Court of Appeals reversed, holding § 846.102 mandates sale after abandonment and authorizes prompt sale, remanding for abandonment determination.
  • Wisconsin Supreme Court affirmed the Court of Appeals, remanding to determine abandonment and, if abandoned, to set a reasonable time for sale after the redemption period.

Issues

Issue Plaintiff's Argument Defendant's Argument Held
Does § 846.102 authorize ordering a sale after abandonment? Bank contends § 846.102 authorizes sale after abandonment without mortgagee action. Carson contends court can order sale under § 846.102 when abandonment is found. Yes; court may order sale once abandonment is found.
Can a court require a sale at a specific time within the redemption period? Bank argues no fixed time; sale can occur anytime after five weeks or later. Carson argues the five-week deadline can be set by the court. Court may set a time to bring sale, but within a reasonable time after the five-week period.
Is the word 'shall' in § 846.102(1) mandatory or directory? Bank argues 'shall' contemplates mortgagee discretion. Carson argues 'shall' is mandatory to ensure prompt sale. Context shows 'shall' is mandatory to prompt sale after abandonment.
Does § 846.102 depend on mortgagee action or focus on property condition? Bank emphasizes mortgagee control and timing. Court should focus on abandonment evidence; sale may be required irrespective of mortgagee timing. The focus is on abandonment evidence; sale can be compelled even without mortgagee timing.
Should the case be remanded to determine abandonment and reasonable sale time? Bank seeks a sale order following five weeks from judgment if abandoned. Carson seeks enforcement under § 846.102 with timely sale. Remand is required to determine abandonment and, if abandoned, to set a reasonable sale time.

Key Cases Cited

  • Kalal v. State ex rel. Circuit Court for Dane County, 271 Wis.2d 633 (Wis. 2004) (statutory interpretation framework; context and language matter)
  • Bank Mut. v. S.J. Boyer Constr., Inc., 326 Wis.2d 521 (Wis. 2010) (mandatory vs. directory analysis; statutory context matters)
  • GMAC Mortgage Corp. v. Gisvold, 572 N.W.2d 466 (Wis. 1998) (shall construed when necessary to carry out legislative intent)
  • Waller v. American Transmission Co., 833 N.W.2d 764 (Wis. 2013) (statutory construction aligned with statutory purpose)
  • State ex rel. Marberry v. Macht, 665 N.W.2d 155 (Wis. 2003) (legislative intent and mandatory vs. directory effects)
Read the full case

Case Details

Case Name: Bank of New York v. Shirley T. Carson
Court Name: Wisconsin Supreme Court
Date Published: Feb 17, 2015
Citations: 859 N.W.2d 422; 361 Wis. 2d 23; 2015 Wisc. LEXIS 14; 2015 WI 15; 2013AP000544
Docket Number: 2013AP000544
Court Abbreviation: Wis.
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    Bank of New York v. Shirley T. Carson, 859 N.W.2d 422